Model Management paris

Unofficial fan page for French model Pauline Hoarau.

2020.10.10 19:31 deckard222 Unofficial fan page for French model Pauline Hoarau.

Unofficial fan page for French model Pauline Hoarau.
[link]


2020.03.26 14:51 deckard222 LaurenDeGraaf

This is a fan subreddit is dedicated to the beautiful Lauren de Graaf. A print and runway model who has graced the catwalk for Chanel, Dolce & Gabbana, Giorgio Armani, Prada and Valentino. A Dutch native, currently living NYC. Agencies: - New York: The Society Management - Elite Paris - Elite Milan - Elite London - Barcelona: Elite Spain - Elite Copenhagen - Hamburg: Model Management - Munich Models - Elite Amsterdam
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2020.10.24 21:00 deckard222 Fan page for Erika Labanauskaite

Fan page for fashion model Erika Labanauskaite, aka Erika Laba.
[link]


2020.10.26 16:59 Leather_Term French authorities launch sex crime investigation into Ghislaine Maxwell

mirror.co.uk 25 Oct 2020
EXCLUSIVE: French officials probing dead paedophile billionaire Jeffrey Epstein over rape and abuse of minors and Paris are also investigating his socialite pal
French prosecutors have launched an investigation into Ghislaine Maxwell.
Officials investigating Jeffrey Epstein over rape and abuse of minors in Paris are looking at the British ex-socialite over accusations she too was involved in his offending.
A source told the Mirror: “Both Epstein and Maxwell have a long history and many connections to France.
“As detectives dug further into allegations against him and after receiving information from US investigators, they launched their own probe into Maxwell. It is ongoing.”
Maxwell was born on the outskirts of the French capital and holds citizenship there as well as in the UK and the US.
Before her arrest by the FBI in July on suspicion of grooming and abusing three underage girls, she was thought to be hiding in France, where her family have homes.
Under French law, the country does not extradite its own citizens, fuelling speculation as to why the Brit could have been staying there.
Maxwell was born in the affluent Maisons-Laffitte suburb of western Paris.
She was said to be close to Jean-Luc Brunel, staying at Epstein’s properties together as they both appeared on the billionaire’s private jet’s flight logs and in his book of contacts.
Model agent Brunel allegedly once gifted the late paedophile, who had a home in Paris, three French 12-year-old girls for his birthday one year.
Brunel, 74, has been accused of raping and procuring under-age girls. He has denied such allegations in the past.
He said: “I strongly deny having committed any illicit act or any wrongdoing in the course of my work as a scouter or model agencies manager.”
Brunel has been in hiding ever since. Maxwell, 58, the daughter of crooked media tycoon Robert Maxwell, was arrested by the FBI in New Hampshire, USA, in July.
She has been indicted on four charges that relate to 1994 to 1997 in which she is accused of grooming, trafficking and helping Epstein abuse three girls under 18.
According to the indictment she was among Epstein’s closest associates and in an “intimate relationship” with him.
She faces two other charges of perjury con­­cerning a 2016 civil defamation case. If found guilty, she faces up to 35 years in prison.
Maxwell has pleaded not guilty and is due for trial in New York in July 2021.
Epstein, 66, committed suicide in his prison cell last year as he awaited trial for underage sex trafficking.
submitted by Leather_Term to Epstein [link] [comments]


2020.10.26 12:55 Davidgogo Is the time of death fixed from the day we were born?

Is the time of death fixed from the day we were born?
The question of predestination and/or Predeterminism and its various cousins, the one fixed time of death and the guaranteed rizq (food) notion in Islam, needs a closer look. I will leave the larger debate between free will and determinism or predestination and free will for others to bicker over. I will only bring it up when needed while focusing on the isolation of one recognizable event. I will also leave the nuances to others as to how Predestination implies Predeterminism, but not the other way around etc.
Let's see if we can settle this age-old argument through the verses of the Quran. At least for those who believe and/or have verified Quran as the very word of God. However, the conclusions will also contribute to the overall free will vs predestination debate. A bit long but please bear with me.
The key lies in the isolation of one or more elements and to follow their progress. After all, if everything is predetermined then the time of the death of each individual is also predetermined. When we take this universally recognized certainty, death, it can be shown that the free will arguments will trounce the one fixed fate any day, even after the introduction of quantum randomness into the debate. For starters, our free will is not absolute, we had no say in our birth. But now that we are here, we must analyze how we work and everything around us works, hence the questions.
Everything starts with a premise (s) and ends up with a model. A model without God or a model with God. Almost all questions probing fundamental truths will circle back to free will and the issue of how much value must be attached to it. With free will and God in the same equation, there is need for some context (s). Foremost among them has to do with God being omniscient. God’s omniscience can be explained in different ways; although it is a bit presumptuous to try and explain the possibilities of what God is capable of, but we humans love to offer explanations. Besides ejecting the time dimension from the equation, one possible answer is Processing Power, a supercomputer is able to keep track of billions of variables, process their interaction and finally predict outcomes, God can do it infinitely better. This is one way to explain how God knows our future or the future.
Similarly, the notion of God knowing and at the same time we being responsible for our actions is pretty straightforward. Given God's infinite powers, it is easy for God to know every single permutation of our actions. In fact, it is easy for God to even know which one of the various permutation on offer we are going to go for. And it being written down, that is every different version of it or the one that we will ultimately choose, does not change the fact that we will still be responsible for our choices. Any other way and the value of free will and in turn, our own existence will be reduced to exactly zero. God says He did not create us uselessly (عَبَثًا).
It is clear that God's reality is separate from our reality. We make our own way with the help of God-given faculties. God's knowing should never be confused with our "predestination." This patently un-Islamic notion is a very useful tool for those hellbent on subjugating the Ummah (people). It is a catch-all fall back for corrupt and incompetent rulers who can blame their incompetence and everything else on God. The notion has always proved very useful for brainwashing and then sending soldiers on suicide missions. The non-state actors of late have grabbed it with both hands and run amok with it. The resulting mayhem is there for all to see.
As I said, the objective of this write-up is to approach the debate from an Islamic (Quranic) perspective and try to determine if the "fixed" time of death, one fixed time and the related guaranteed rizq notion, essentially another way of fixing the time of death, have any merit. Both from an individual's perspective and a nation as a whole. In the case of nations, the individual life spans take a back seat but even then, we have examples in the Quran where a party escapes the fate of the rest of the community. Once again let us leave out the larger fixed fate aspect of the discussion because God clearly says our fate is in our own hands. So, either it is or it is not. Quran 2:195, 42:30, 8:51,3:182, 42:48
If one were to sit down and think this through, the Quranic term Qadir, around which the notion revolves, is not a difficult concept at all, in spite of the seemingly contradictory elements, one may encounter at first. With all due respect to those with a different understanding, allow me to very briefly comment on the sectarian-driven predestination as a whole. How is creation, in a certain measure (قدر) translates into predestination? If it is then we will have to ignore the use of the word over a hundred times in the Quran in different contexts, including a "saucepan" or "large pot" in order to mean it to be "predestination". Clearly, an alien notion which was deliberately slipped into the narrative and even in the later day dictionaries by the usual suspects. If God wanted us to know everything is predestined then true to the nature of God He would have said "everything in your lives are predestined", perhaps with the use of words like"Jabr (جبر) or even مسبق or مصير.
If everything was predetermined, there is a good chance somebody would have figured out the future by now.
How does all this fit into our reality? One sure sign is that there is no absolute destiny that can be deduced from the large discrepancies found in the distribution of our experiences. Why do people in Okinawa for instance, a relatively tiny geographical area, live to be hundred in their hundreds, while lifespan in much larger geographical areas drops more than half of that. Why is the infant mortality high in Angola and not in Denmark?
When we compare factors like vaccinations (or advancement in medicine as a whole), water treatment, waste management and general sanitation, we find a very strong cause and effect strings in play. Similarly, why is it that over 200,000 people died in Haiti's earthquake but only a few hundred in a more severe one in Chile? Not only that but more people died in Chile previously when the building code was not enforced aggressively. Why would destiny be tied to man-made building code or the quality of the first responders and/or medical aid? I know the determinist could argue it was all destined that way in the general notion of predestination. But the interaction of variables draws a different picture. And in the Islamic perspective, it makes even less sense.
When we focus on the specific notion of a fixed time of death and food resources associated with it a different picture emerges. We will see that predestination of an isolated element is not possible without dragging in all the other related elements around it to make it work, if at all.
Before strengthening my case, let us first quickly familiarize ourselves with some stats. There will be some variations in the estimates but since we will be comparing very small numbers to very large numbers the difference will have minimal effect on our conclusions. Of course, it is always advisable to verify the numbers for yourself, but the idea is to present everything in one place so that we can focus on the arguments based on them.

https://preview.redd.it/f1730l20hfv51.jpg?width=624&format=pjpg&auto=webp&s=6a6b88436240aa0538de6af5752192eb8d16a078

https://preview.redd.it/6qkwxap3hfv51.jpg?width=624&format=pjpg&auto=webp&s=a22a76e05265705b69579898ca49502860d15a32
Child mortality
The under-5 mortality rate is the number of children who die by the age of five, per thousand live births per year. In 2013, the world average was 46 (4.6%), down from 90 (9.0%) in 1990.The average was 6 in developed countries and 50 in developing countries, including 92 in Sub-Saharan Africa. The highest rate in the world was 167, in Angola. Likewise, there are disparities between wealthy and poor households in both the developing countries and the developed ones. According to a Save the Children paper, children from the poorest households in India are three times more likely to die before their fifth birthday than those from the richest households. Please go here to see the how the trends have been affected by active programs to influence the outcome.
http://journals.plos.org/plosmedicine/article?id=10.1371/journal.pmed.1001080
Hiroshima
The number of total casualties has been estimated at various times since the bombings with wide discrepancies. The Manhattan Engineer District's best available figures are:

https://preview.redd.it/c1gfaqa6hfv51.jpg?width=440&format=pjpg&auto=webp&s=fc078298a2b763f12b4d0da03b80bff23d6c137b
The relation of total casualties to distance from X, the center of damage and point directly under the air-burst explosion of the bomb, is of great importance in evaluating the casualty-producing effect of the bombs. This relationship for the total population of Nagasaki is shown in the table below, based on the first-obtained casualty figures of the District:

https://preview.redd.it/8bm46yy8hfv51.jpg?width=624&format=pjpg&auto=webp&s=8be42559650a64bffed758d04b863a83bd5527c5
http://www.atomicarchive.com/Docs/MED/med_chp10.shtml
So, let us see now. The argument often given is that if a given person had not died because of abc causes they would have died of xyz cause. Fair enough, this argument seems to work for individual cases. Especially when these incidences are distributed over different geographical areas and timelines in a normalized pattern. But it doesn't work for large numbers in a very small geographical area in a given instant of time.
And that is a huge problem.
When was the last time we heard that 220,000 people died in their sleep at 3:31 am on a given night in New York or Mumbai? Never is the answer. The world average per minute death is 105 worldwide or just two per second. In 1945 it was around one per second in the entire world. In order to mirror the death of 66,000 people, over 10,000 of which in the space of a few seconds when the atom bomb was dropped in Japan, we must be able to identify similar numbers dying in their sleep or simply dropping dead in a given geographical area, without a natural disaster or a man-made catastrophe at least once, Needless to say not even close.
Let us put up some more numbers to see how far we are. The population of Hiroshima in 1945 was estimated to be 255,000. Almost 26% of the entire population died in one go. The population of Hiroshima today is over 1,100,000 inhabitants. The death rate is around 1% over a year. reducing it to even that one fateful hour, let alone seconds will give us a grand number of 1.2 people dying on an average day within a period of one hour. That gap in percentage terms is computationally insignificant and not worth a look even. BTW the death rate has been the running average for the last 50 years.
The 66,000 Hiroshima deaths were never repeated in the entire city of Hiroshima’ to date. In fact, the 66,000 deaths within a very short period were never repeated in any city with either more than or less than 255,000 inhabitants anywhere in the world, ever.
For tens of thousands of deaths to occur in a predetermined way, God would then also have to decree all those exact people to move to a few square miles patch within Hiroshima. Furthermore, those not decreed to die to move out of that area, far far out. And just like that we are not only talking about the time of death but the movement of people, the transportation means to get to a designated place, the interaction between hundreds of thousands of people required to achieve it. In short, the suspension of free will of an entire city and by extension, the very act of dropping the atomic bomb as a predetermined event will have to be introduced for it to make any sense.
Which if true, needless to say, will be in direct contradiction to the several verses where God not only assures us that He neither changes His laws nor takes our destiny out of our hands. Granted God in His infinite mercy does interfere, but He has attached defined constraints to such interventions. Angels are sent to aid in our struggles and even individuals are assigned tasks to perform. The servant of God who was accompanied by Moses in the Quran is a clear example. In addition, we are supposed to ask for God's help. Then there is the case when God finds an entire nation gone past the point of no return and destroys it.
In the case of child mortality, the scenario becomes even more baffling. We can easily show the improbability of events with much smaller numbers. When was the last time even a hundred healthy three-year-olds just dropped dead one afternoon in Paris for no apparent reason, again, never. When was the last time even a dozen newly born healthy babies died within a few minutes of each other in Stockholm, again, never. And then there that distinction made between those who die and those being killed in the Quran. In the case of stillbirth which one is it?
Furthermore, since Angel (s) of death through their treatment of us is supposed to inform us at the time of death as to our likely destination, Quran 16:32 and Quran 47:27, which is based on what we used to do. So how is the Angel supposed to treat a stillborn baby?
We don't need to fret over all this and we certainly don't need to assume that God needs a man-made event or is dependent on our degree of preparedness for natural disasters to cause someone to die, We don't need to because God has actually explained how it all works in a number of verses. Once the time of death issue is resolved the accompanying fixed rizq resolves itself.
First, let us think through the argument against the concentration of people in a given geographical location where the risk of death is either too high or too low. According to the Quran, in both cases, it is also in our hands to decide as opposed to God pulling the strings as to where we must live to avoid risk. Actually, we are free both to emigrate away from danger or go headfirst into danger.
Indeed, those whom - take them (n death) the Angels (while) they (were) wronging themselves they say, "In what (condition) were you?" They said, "We were oppressed in the They said, "Not was (the) earth (of) Allah spacious (enough) so that you (could) emigrate in it?" Then those (will have) their abode (in) Hell - and it is an evil destination. Quran 4:97
The above verse makes it obligatory on those with means to move away from danger. Not only that but the following verse rewards us for doing so. In the verse, God is actually telling us that by moving away from a place of torment and oppression God will reward us, in this world and in the hereafter, the aim seems to be to protect us from harm and possible immature death.
And those who emigrated in (the way) (of) Allah after [what] they were wronged, surely We will give them position in the world good, but surely the reward (of) the Hereafter (is) greater, if they know. Quran 16:41
Now let us focus on the distinction of just to die or be killed. Remember God only talks about the time of our death decreed when we die and not us being killed.
And if you die or are killed, surely to Allah you will be gathered. Quran 3:158
Notice the distinction made between dying and be killed in the verse above.
In fact, not even the messenger of God is spared from the possibility of being killed
And not (is) Muhammad - except a Messenger, certainly passed away before him [the] (other) Messengers. So, if he died or is slain will you turn back on your heels? And whoever turns back on his heels then never will he harm Allah (in) anything. And Allah will reward the grateful ones. Quran 3:144
And this fits into the narrative, God has detailed the normal life cycle based on our general development and medical science and has in fact drawn our attention to its various stages, not only that but has informed us of the age of maturity to be around forty years.
But here is the biggest clue that let us in on the way our life term is determined, in fact, it opens the possibility that it happens every night or every time we lose consciousness. I will post a few translations and recommend that you look up the original Arabic of verse 39:42 to get a better sense of what it means:
Quran 39:42 a few translations
Allah takes the souls (at the) time (of) their death, and the one who (does) not die in their sleep. Then He keeps the one whom, He has decreed for them the death, and sends the others for a term specified. Indeed, in that surely (are) signs for a people who ponder.
It is God [alone that has this power - He] who causes all human beings to die at the time of their [bodily] death, and [causes to be as dead], during their sleep, those that have not yet died: thus, He withholds [from life] those upon whom He has decreed death, and lets the others go free for a term set [by Him]. In [all] this, behold, there are messages indeed for people who think!
Allah takes up the selves at the time of their death and the ones which have not died, in their sleeping. Then He holds back the ones against which He has decreed death and sends (forth) the others till a stated term. Surely in that are indeed signs for a people who meditate.
The later of the three is more accurate because the word used is (الْأَنْفُسَ) and not Soul (روح). Correct me if I am wrong but nowhere is death associated with the Soul in the Quran. Quran 3:145 uses ( كِتَابًا مُّؤَجَّلًا ) and here ( أَجَلٍ مُّسَمًّى ) is used. Both have the same sense.
Once again in Quran verse 6:60 the same thing is repeated but with another qualifier,
Quran 6:60 a few translations
And He it is who causes you to be [like] dead at night, and knows what you work in daytime; and He brings you back to life each day in order that a term set [by Him] be fulfilled. In the end, unto Him you must return: and then He will make you understand all that you were doing [in life].
And He (is) the One Who takes your (soul) by the night and He knows what you committed by the day. Then He raises you up therein, so that is fulfilled (the) term specified. Then to Him will be your return then He will inform you about what you used to do.
And He is (The One) Who takes you up by night, and He knows whatever you indulge in by daytime; thereafter He makes you rise again therein that a stated term may be decreed; thereafter to Him will be your return; thereafter He will fully inform you of whatever you were doing.
We have to count ourselves, those who take Quran to be the very word of God, fortunate to be able to take advantage of the inductive truths found in it. If one were to debate the issue at hand even without these truths, then the only logical conclusion will have to be a free-willed individual in action. The reason for that is pretty straightforward and pointed out by many commentators. When we claim to be making a truth statement, either way, we rise above the determinist reality and become a free-willed one, thus violating determinism.
The only verse, if not properly rendered that could have pointed us towards a specific place of death and hence in the introduction of yet another predetermined event would have been Quran 3:154. But on closer scrutiny we find it syncs perfectly with the verses above where the death other than being killed happens during a state of sleep. Quran 39:42 and 6:60. In this case, death could come as a result of the nafs not returned to the person causing death. Furthermore, Quran 4:78 points to the fact that place is irrelevant.
Now notice in the verse below how the sectarians have managed to distort even the literal translation. by introducing the notion of a place of death which is to be reached by leaving the houses. The Arabic text of course points squarely to a bed and/or a place where one would normally go to sleep, literally their beds (مَضَاجِعِهِمْ). Fortunately, some translators did get it right and in other translations, even the literal ones, the wrong insertions reflect the sectarian angle.
Quran 3:154 a few translations
Literal: Then He sent down upon you after the distress security - slumber overcoming a group of you, while a group certainly worried [them] (about) themselves thinking about Allah other than the truth - (the) thought (of) [the] ignorance. saying, "Is (there) for us from the matter anything?" Say, "Indeed the matter all (of) it (is) for Allah." They hide in themselves what not they reveal to you, They say, "If was for us from the matter anything not we would have been killed here." Say, "If you were in your houses, surely (would have) come out those who - was decreed upon them [the] death towards their places of death. And that Allah might test what (is) in your breasts and that He may purge what (is) in your hearts. And Allah (is) All-Aware of what (is in) the breasts.
Muhammad Mahmoud Ghali: Thereafter He sent down upon you, even after suffering, secure (reassurance), a drowsiness enveloping a section of you; and a section already (became) anxious, surmising other than the truth about Allah, the surmise (s) of (pagan) ignorance. They say, "Have we anything to do with the Command?" Say, "Surely the Command is entirely to Allah." They conceal within themselves what they do not display to you; they say, "If we had had anything to do with the Command, we would not have been killed here now." Say, "If you had been in your homes, the ones for whom killing was prescribed would indeed have gone forth to their recumbencies." And that (is so that) Allah might try whatever was in your breasts, and that He might prove whatever is in your hearts; and Allah is Ever-Knowing of whatever is within the breasts (Literally: what the breasts own).
Let us examine once again the following verse.
Quran 6:60 a few translations
Literal: And He (is) the One Who takes your (soul) by the night and He knows what you committed by the day. Then He raises you up therein, so that is fulfilled (the) term specified. Then to Him will be your return then He will inform you about what you used to do.
Muhammad Mahmoud Ghali: And He is (The One) Who takes you up by night, and He knows whatever you indulge in by daytime; thereafter He makes you rise again therein that a stated term may be decreed; thereafter to Him will be your return; thereafter He will fully inform you of whatever you were doing.
The mention of what we were up to during the day in the later verse points to a timeline of the issuing of the decree. A clear possibility is evident that it is less than a 24-hour cycle. And it would make sense. God gives us every opportunity to preserve our body in such a state that it can support life. It is not the time of death which is in focus but the extension of life by continuous decrees. At the same time, God reminds us in Quran 56:60 that death is ever-present among us. Here the word used is the all-inclusive (مَوْت), irrespective of how it may happen and in the case of getting killed could be at any time. One may be killed because of God's decree as was the case in the story of Moses or due to natural or man-made disasters/accidents or another animal or human may kill him or her. Yes, granted we don't know the full extent of the variables at play, but all the above facts take us away from the one fixed time of death or indeed a particular place of death.
And then there is this:
Quran 6:2
He (is) the One Who created you from clay then He decreed a term - and a term specified with Him, yet you doubt.
This obviously has more to do with giving us a heads up that the clay's ability to hold form is finite and that only God knows the true terms of its utility. God has mentioned that Noah lived to be 950 years, so we have a long way to go but it is clear that our ever-increasing life expectancy have an upper limit, known only to God.
In light of the easily observable data, the very premise of determinism without the God model falls apart. These patterns can only be influenced by either man's intervention or God's intervention. The discrepancy of a large number of deaths occurring only when accompanied by a disaster, especially man-made disasters, in a relatively tiny geographical area, points to the fact that it is other than random cause and effect. Besides doing away with the position that choice is not an effect, the biggest argument propping determinism, the pattern of directed causes brings the whole thing crashing down. From an Islamic perspective, it makes it impossible to argue for an isolated prefixed time of death while at the same time leaving all the other events surrounding it to remain free will based.
I apologize for the post being a bit ranty but the conclusion for anyone who believes that Quran is the very word of God should be clear. As for those who don't believe in God, some food for thought. For me it comes down to this, determinism and God are mutually exclusive. Determinism with God in the mix doesn't add up. Prefixing the time of death in isolation doesn't add up.
If anyone of you has a better argument where one can isolate the time of death from other deterministic events, please let's hear it, I am all ears ...
submitted by Davidgogo to Quran_focused_Islam [link] [comments]


2020.10.24 21:58 Rickard58 214 reasons not to vote for Trump

In case you or your friends needed 214 reasons to not vote for Trump, here’s his terrible record:
submitted by Rickard58 to VaushV [link] [comments]


2020.10.24 21:55 Rickard58 214 reasons not to vote for Trump

In case you or your friends needed 214 reasons to not vote for Trump, here’s his terrible record:
submitted by Rickard58 to thedavidpakmanshow [link] [comments]


2020.10.21 23:47 MAM81 I am 31 years old, make $45K living in Regional Victoria, Australia and work in Fraud/ Compliance, (joint income $155,000) and spend $973 this week

Section One: Assets and Debt
Family- Husband M (32), two boys L (almost 4) and W (11 months), two dogs (one old, one young)
Retirement Balance - approx. $60K. Have worked since I legally was allowed to (14 years and 9 months) and rolled all my superannuation accounts into one a few years ago. Had a public service job for 2 years that paid 12.5% superannuation, current job pays 9.5% of my wage. I deposit $50 a month pre tax into this account also, and kept this up while on 2 bouts of maternity leave. Have set this to high risk, high growth investments.
Husband (M) approx. $120k in superannuation
Equity if you're a homeowner. Current house was purchased late last year for $780K. Current mortgage is $380k.
Savings account balance: We currently have $180k in various accounts. We have all accounts with one bank and offset our mortgage 100%. (Offsets don't seem to be a thing in the USA. The quick Google definition is "An offset mortgage is a home loan where savings held in a linked bank account are subtracted from the amount of mortgage that you pay interest on, meaning you can either pay less each month or pay off your mortgage more quickly"
Checking account balance: $452. We do a vaguely Barefoot Investor style of banking- both our pays go into our joint account to offset our mortgage and then each fortnight we each get $250 into our personal account (the other person doesn't have access to) for anything we want to spend on that's not a house/ child cost ie clothes, meals out with friends, skincare (me), gambling club (him) etc.
Credit card debt: we pay for everything with a joint credit card and pay the balance off each time, we started doing this for air miles. We have enough to do quite a few family overseas trips but COVID
Student loan debt (for what degree): Approx. $26K in debt (HECS). Our student debt is held with the government, and there is no interest, the amount increases at the same rate as CPI. Payments are automatically taken from my paycheck, but as I work part time currently, I don't earn enough to pay it back. I'm not concerned whatsoever regarding this amount as the better bang for my buck is investing in my superannuation, offsetting my mortgage and shares. This amount includes
- 3 year Bachelor of Arts degree (started Education degree, got through my first two sets of teaching rounds, decided I hated it and was able to switch to an Arts major to finish with a degree in 3 years)
- Honour's degree (Politics). In Australia, "Honours is an extra year of study, usually following immediately on from a pass degree, that combines aspects of undergraduate study with those of postgraduate research" (thanks Google). Completed a thesis which got a first class mark and was invited interstate to present it at another university. I was then offered a Ph.D scholarship at my university but ultimately turned it down and have zero regrets about this. I was not cut out to be an academic as much as I loved school/ uni.
-Masters of Information Management. I always wanted to be a librarian and this is the post grad qualification you need. I am NOT a librarian, but this qualification helped me get promoted in my current role.
My current role has nothing to do with anything I studied, but I do not regret my educational choices. I had a blast in my uni years and was able to travel abroad every year. M. has a trade, so no student debt for him
Anything else that's applicable to you- I have $6.5k of shares. Whenever I have $500+ in my personal account I buy into some EFTs. I know this isn't the best way to go about it but it works for me.
We made quite a bit of money in the property market, which is why our equity is so high. I had around $25k saved for a house deposit when I met M., and he had just purchased a house in what is now a great area but wasn't when he bought it. It was a large block and over a 4 year period, we renovated this, subdivided the lot and built a double story house on the other half of the block. He purchased the block/house for $320k and we ended up selling both houses on the same lot for $1.05 million, which was about $500k profit. This was a significant amount of work over a long period of time, and we had two children in the midst of this. I am glad we did it, but I would never do it again. This allowed us to buy what is essentially our dream home in a fantastic area. We are currently looking for an investment property. I used my house deposit to pay for our wedding and honeymoon.
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances? I grew up with five brothers and sisters and my mother was a single mum who worked part time and was on welfare for the majority of my childhood. My mum owns our childhood home which was fully paid off with a settlement she received when her & my father divorced, so we always had a stable place to live. Despite not having much money, we had a lot of fun and a lot of love. I never remember going without as a child. My mother is my absolute role model for how she coped with five kids on a single wage, yet providing for us in every way. We weren't really aware of any financial difficulties but she always warned us about the dangers of debt and credit cards, and importance of working to a (vague) budget. So as an adult, I always try hard to save and make sure I contribute to my superannuation. My husband grew up solidly upper middle class and is much more frivolous with money, however he has always earned a good wage, so its never really been in issue for us.
IF YOU COMBINE FINANCES WITH A S/O PLEASE INCLUDE ALL OF THEIR ASSETS / DEBT AS WELL
Section Two: Income- I work 3 days a week for just over $45,000 a year. M earns $110,000 plus car plus phone plus superannuation. I am not going to disclose my job/ field as it is very niche and I don't want to be identified.
Income Progression: I've been working in my field for 7 years, my starting salary was $59,000 full time
During high school and university I worked a number of hospitality jobs, often more than one at a time including managing cafes/ restaurants (supplemented by Youth Allowance, which is essentially a government payment for students when you are unable to be supported by your family income.) Upon graduation, I wasn't really looking for anything specific, but ended up with:
-public service job which paid $59k, which increased to $65k due to a promotion. I lived in a house my grandfather owned and paid little rent, enabling me to save $25k as house deposit. This job was well paid but was soul destroying. My boss was horrible, our KPIs were insane and the micromanaging was all encompassing. The day I considered intentionally crashing my car to get a few days off was the day I started looking elsewhere. It had always been my dream to work in travel so I applied for and got a job at a student based travel agency
-travel agent which paid $29k a year plus commission (yes, below minimum wage so they would top you up if your sales didn't meet the base wage but then you had to pay that back when you did reach the base wage). I lasted six months. I loved the clients, but the company was....awful. Drugs and binge drinking were a feature at all the mandatory monthly staff events. There was bordering on illegal practices with up-quoting and not passing on refunds. I started my Master's as a way to get out of this job
-admin assistant/ customer service at my current job. $55k full time entry level starting salary. I was promoted within11 months of starting work, to another department, without the required qualifications. The manager had taken a liking to my initiative and enthusiasm for that department. I am still employed in this department but have received two wage increases to what I'm on now which would be approx. $76k a year. Prior to having our second child I had negotiated my employer to pay for me to get the qualification most people on my field have, in lieu of a small pay rise. Since taking maternity leave and COVID I’m not really sure what’s happening with this. I don’t have capacity at the moment to start any more studying though.
Main Job Monthly Take Home:
$3,478 per month GROSS - $100 voluntary superannuation contribution - $512 tax - $4 social club ($330.50 a month work pays into my superannuation not included) =$2862 (or $1431 net every two weeks)
M- $6120 ( or $1530 a week net)
Side Gig Monthly Take Home
Lol no, not with two young kids
Any Other Monthly Income Here
M will occasionally do cash in hand trade work, he is also in a highly organized gambling club with spreadsheets and accountants and very specific rules and seems to do quite well, so he will occasionally put some money in the joint account if he has had some big wins.
IF YOU COMBINE INCOME WITH A S/O PLEASE INCLUDE ALL OF THEIR INCOME AS WELL
Section Three: Expenses
Please include ALL expenses relevant to you. Here's a good place to get started:
Mortgage $795 a fortnight, plus rates (kind of like council tax) of $2276 per year paid off at $570 per quarter
Daycare $760 per fortnight for 2 kids in 3 days a week. We get a government subsidy of 50% based on our income/ means testing, so the full amount is $760 a week. This includes all food and nappies for the younger one.
Cleaner- $180for 3 hours twice a month
Renters / home insurance- $1100 a year
Health insurance- $2200 a year, mid level hospital only. Was top cover but dropped down after having children.
Retirement contribution - as above
Savings contribution- whatever is leftover in our accounts
Investment contribution- as above
Debt payments - own my car outright, M has car & fuel/maintenance paid for through work
Donations (please specify if monthly or annual). $40 a month direct debit to a kids cancer charity and we donate on an ad hoc basis also- usually a few hundred dollars to the Good Friday Appeal each year, the local animal shelter etc.
Electric & Gas - $180-$200 a month on average
Wifi/Cable/Landline- $35 Foxtel, $40 WiFi, use my brothers ex gf Netflix account (riding this til it lasts)
Cellphone- I have M's old work iPhone and have a yearly Kogan (Vodaphone) Sim only plan which works out to be $17.00 a month for unlimited calls, texts and a large amount of internet that I never go over.
Gym membership- Unlimited yoga $100 month currently on hold, M has a golf membership which is approx. $650 a year but he won a raffle for this year so didn't pay
L mini sports & swim lessons- $160 a month on hold due to COVID
Pet expenses- two dogs approx. $150 a month average for food & vet bills. They are low maintenance.
Car payment / insurance- $1000 a year
Regular therapy- M goes once a month, $170
Spotify -$18 a month family plan
Paid hobbies- nil
Any other expense that's relevant to you- nil
IF YOU COMBINE INCOME WITH A S/O PLEASE INCLUDE ALL OF THEIR EXPENSES AS WELL
Day 1- Monday
6.00 Awake with W (11 months) in our bed. Snuggle in bed for a bit. We all get up, M gets W dressed and gets his bottle ready, while I help L get dressed and get him a breakfast of Weetbix.
7.00 Drop boys off at daycare, W has breakfast (toast) at daycare. Stop off on the way home to take the young dog for a walk, he rides in the boot to daycare with us. It's a perfect 5km round trip along a creek to our favourite local coffee shop for a morning latte ($5) M also has a coffee at some stage this morning ($5) ($10)
8.30 Home, toast a bagel with cream cheese and head up to the study to start work. My office is in the CBD which is currently in Stage 4 lock down, which was amongst the stricted COVID shutdowns in the world. Luckily I live just outside the Stage 4 area, so we are in Stage 3. I mostly worked from home prior to taking maternity leave so it was not a huge change for me. Work couried my equipment to me at home, and I started back from leave in the new COVID environment. I only ended up taking about 7 months of leave, as my mental health was suffering being a stay at home mother during COVID, and the Australian bushfires that were pretty close to where we live.It was definitely a rough time to have a newborn as no one could really come visit or to help out. My workplace offers 14 week paid maternity leave plus the government 18 weeks minimum wage paid parental leave. I originally was working full time, dropped down to four days after having L and now working 3 days a week with two days at home with W and L. I will eventually go back 4 days when L goes to primary school. W will either pick up another daycare day or my MIL will watch him once a week. My job might not pay the best, but I can choose how many days a week I work, what days, where I work from and my flexibility with hours is great. My new boss is also a working mother so she understands the need for flexibility with young kids.
12noon get a notification my supermarket click and collect order is ready, so jump in the car to get it. Ordered this online yesterday, the total is $140 which is charged today. I get chicken tenders, mince, bananas, apples, berries, bread, bagels, milk, cream cheese, regular cheese, black beans, tortillas, flour, dry biscuits, weetbix, corn on the cob, assorted veggies for dinner, some avocados and nappies for W.
Come home and heat up some leftover chicken & potato salad from dinner last night for lunch ($140)
3.00 Snack on a Tim Tam that came in a beauty package delivered today (from The Ordinary, Squalane Cleanser and Natural Factors Moisturiser + HA, ordered and paid for last week)
4.30 M picks up the boys and they arrive home. Play and talk about the day
5.30 Start dinner. Quick and easy avocado pasta for L, W and I. We each do our three favourite things that happened during the day, and one thing we didn't like (except W who can't talk yet) This is a great way to start practicing gratitude for L, and also hear about each other's day.
6.30 Bath time. M bathes the boys and then gives W a bottle, reads him a book and then puts him to bed just before 7. I help L get dressed, pick out some books (Room of the Broom, Rudie Nudie and Grug if anyone is interested) and read them in bed. M heads off to a dinner with his friends, the first one he has had since the original COVID shutdowns in March. (he pays from his account, so no joint cost)
7.30 L is asleep and I tackle the day's dishes, M has already fed the dogs, so I settle into Emily in Paris with some peppermint tea.
9.30 M home and so happy with catching up with his friends for the first time in so long. We have some ‘us time’ and get ready for bed. I double cleanse first with Go To’s Fancy Face Oil Cleanser, then with Bohemian Skin’s Gel Cleanser. Tone with Witch Hazel and then alternate nightly with The Ordinary Hyaluronic Acid and The Ordinary Niacinamide & Zinc, followed up with Endota Balancing Face Moisturizer.
M takes dogs out for a quick walk around the block and settles them outside for the night. Lights out at 10.30 (Daily total $150)
Day 2 Tuesday
6.00 Same morning routine, wake up with at least one child in bed. Today isn't a work day, so snuggle in bed for a bit before getting up to give W his bottle and L his breakfast. M usually leaves around 7am on days I don't work.
7.00. Shower while W crawls around the bathroom playing with a few toys I leave out so I can shower uninterrupted. My daily skin care routine is Endota Pore Purifying Cleansing Gel, then Witch Hazel as a toner, Bohemian Skin Rejuvenating HY Vit C Serum, The Ordinary Natural Moisturising Factors + HA and Endota 50+ SPF on top, no makeup.
Just as I finish getting dressed I see a delivery man coming down our drive. I quickly intercept him as he’s bringing L's Christmas present! Hide it in the garage while L is watching ABC Kids. Have my usual bagel and cream cheese while feeding W toast.
8.00 We bought a coffee machine last week after realising we spend close to $4k a year on coffee and it’s getting delivered today! We normally walk & get a coffee and play at the playground but it’s raining heavily so go to a drive through coffee shop for my morning latte $5. M also has a coffee at some stage today $5 ($10)
10.00. Coffee machine is delivered. Spend an hour setting up and reading the manual while L and W play with the boxes it came in. They share a toasted cheese sandwich as a snack
11.30. W has a bottle , we read a book and he goes down for a nap. We have just started transitioning to one nap as his sleeping overnight has been awful. I toast L a croissant we had leftover from last weekend for lunch & I have smashed avocado & merediths goat cheese on sourdough toast topped with balsamic glaze and some cherry tomatoes . Allow L to watch some TV while I prep dinner for tonight- marinate chicken in brown sugar, paprika, lemon & chilli and wash & cut up zucchini, tomato, capsicum and onion to roast later. I pay a bill for some minor surgery L had a month ago, that I only just received. Pay the anaesthetist our out of pocket cost ($106) and also update our direct debit details for Foxtel and pay that bill ($35 our portion, split with in-laws. They have the satellite connected so we ordered another Foxtel box and hooked it up to their existing connection. Accounted for above). L & I do jigsaws and read in his room til W wakes. ($106)
1.30 Heat up some leftover pie my FIL baked and dropped off for us last week for W. L has a fruit platter. Weather has gotten better so we rug up and walk to our local park to play for an hour or so. Play Lego and trains when we get home. Boys have some more fruit & cheese as a snack. M buys beans for the coffee machine from a local brewer ($23)
4.00 M walks in the door and I head out to a remedial therapy appointment.Breastfeeding for six months plus lugging a baby and a toddler around and now transitioning to working from home again has caused some back tension. My appointment is agony but worth it. ($80)
6.00 Walk in to M serving up dinner, peri peri chicken with roasted vegetables. W is almost asleep with his one nap for the day. We do our ‘Three favourite things.’
6.30 I do bath time for the boys, while M does the dishes and tidies the house. I give W his bottle, read a story (Peppa Pig, twice) and put him to bed by 7. M reads L some books and tucks him in. I feed the dogs who have been waiting patiently for dinner.
7.30 Head upstairs for some quick ‘us time’. I jump in the bath afterwards and read. M bring me in a peppermint tea at some stage
9.30 Out of bath and get ready for bed, same nighttime . M takes dogs on a quick walk around the block before settling dogs outside for the night. We discuss the kids book week costumes for next week (I’m always so awful at these) and lights out by 10.15 (daily total $219)
Day 3- Wednesday
6.30 Wake up later as both boys slept awfully and ended up in our bed at various points. Usual routine, M gets W ready, I get L ready.
7.40 Drop boys at daycare and only have time for half an hour walk with the dog this morning
8.30 Back at home, make the usual bagel and coffee from the new machine and log on. Big admin day. My job is extremely varied depending on what is the business priority at the moment. As I said before my specific job is very niche and is fraud/ compliance related. It usually requires a qualification, but I have enough on the job training to get by. I deal with internal & external clients, lawyers, government organizations as well as data management, quality reporting and project manage tasks. I’ve primarily been dealing with a backlog of mandatory reports that have been ignored for the past six months while I was on leave.
12noon Break for a quick lunch of avo & goats cheese with tomato on sourdough. Have another coffee.
2.00 Since the start of the financial year I’ve decided to make one low tox / environmentally friendly change per month. Doing any more at one time was too overwhelming but one a month was doable. This month I’ve decided to bulk purchase toilet papetissues from Who Gives A Crap, an organisation that home delivers items that are 100% recyclable and donate 50% of their profits to build toilets in developing countries. $52 for 48 rolls delivered. This should last 3-4 months. ($52)
3.30 Take a break and do a 23 min HIIT class and eat an apple. Have a quick shower and then reply to a few emails. Nothing urgent and had a huge day completing reports so don’t feel bad about logging off a bit early. My team is quality rather than quantity focused.Get my to-do list ready for tomorrow.
4.30 Boys are home! Best time of the work day. Play with them for an hour & hear about their day from L.
5.30 Start dinner, tonight it is black bean quesadillas with avocado and sour cream (yes I’m on an avocado kick).M put W in the Baby Bjorn while he does some gardening outside, W loves this. L sits up on the bench and does some sticke colouring book activities.
6.00 Dinner time with our Three Favourite Things, followed by bath time. I put W to bed and he is just so cute and sleepy. I try to get a few sleepy laughs from him which turns him into full play mode and I regret everything. What normally is a quick bottle, book and bed turns into an extra half an hour of settling him.
7.30 I make a peppermint tea while M reads L books and tucks him in. I text with some friends and organise a dinner out for next week, my first in too long due to the restrictions! We watch Have You Been Paying Attention and Gogglebox Australia that we've taped and then head up to bed around 10. M takes dogs for a quick walk while I get ready for bed and we chat for a bit before lights out. (Daily total $52)
Day 4- Thursday
6.30 We sleep in a bit as the boys have both slept through the night. Incredible. Legitimately the first time this has happened since W was born. Remember our cleaner is due today so whizz around tidying the house. M gets W up and ready to go as per usual. I give L breakfast and help him get dressed and then head upstairs to get myself dressed and ready to go.
7.15 Drop the boys at daycare and stop to get $90 at the ATM for the cleaner. We pay her cash each visit. The ATM is only dispensing $50 notes, so the cleaner is getting $10 tip this week (accounted for above)
7.40 Take the dog for a half hour walk.
8.15 At home, make a coffee (STILL in love with the new coffee machine) and a bagel and jump on the computer to start my day. Text with another group of friends about booking a wine tasting class at a local winery.
8.30 Lots of meetings today but need to get some data quality checks in so work on that until my first meeting at 9.45. I prefer to get this kind of thing out the way when I’m fresh in the morning with no distractions otherwise it tends to drag on throughout the day. Cleaner lets herself in around 9am and we have a quick chat before she starts.
10.30 In a meeting I get notified all three of the facets of a key project I’m working on are dropping in on the same day rather than spread over the quarter which is insane to me, but I clearly had no input on this decision. Put in an order online for a Christmas present for W and some new bath toys ($48)
12noon Log out for lunch and head out in the car to fill up with some fuel as I’m running low ($75, I generally fill up once a month). Head to Kmart and pick up some costume items for daycare book week ($9) & some sticker books ($10) for L’s friends birthday on the weekend. Pick up some wrapping paper and a card while I’m there ($4). Phone in and order for a daily vegetarian noodle special at my local Chinese restaurant to pick up on the way home ($9) ($107)
1.00 Eat my noodles while muted in a team meeting.
2.00 Organise for the boys to go in for an extra day of daycare next week so can be present an additional day when all my projects launch. Text my manager and she is very grateful. Work on some more reports & log off at 4.
4.00 Snack on an apple and have a shower in peace before everyone gets home.
4.30 Boys home. Play with them while M starts dinner.
6.00 Dinnertime. M makes a mean ginger soy beef with fried rice. M does bath time with the boys while I do the dishes, feed dogs and tidy the kitchen. M puts W to bed & heads out to golf range. I put L to bed and settle on the couch with a gin & soda. It’s so nice to have Netflix to myself for a change. Binge watch The Duchess upon a recommendation from a colleague. Highly recommend, I laugh out loud a few times.
9.30. M comes home from the golf range, I finish up an episode, and we have some time together before I get ready for bed and M does the dogs walk. Asleep by 10.45 (Daily total $155)
Day 5 Friday
6.00 We all wake up, W had an absolute rubbish sleep overnight. L demands breakfast so we are up & I make some porridge. M & I have a semi serious argument about who makes the better coffee. W has his bottle and some toast while I have my usual bagel and coffee
7.30 Throw some laundry on & fold/ put away the dry clothes. I jump in and shower with W pottering around with some toys on the bathroom floor while L watches ABC kids
8.30 Tidy kitchen & hang out finished washing. Get L dressed, he resists as he loves wearing his PJs later on my non work days.
9.00 Head out for a walk to the playground & supermarket with W in his pram. We walk along the creek which is super pretty. We see a lot of wildlife during our walks, rabbits, ducks and lizards today, but there is some resident kangaroos who hang around, some kookaburras in the trees, snakes during summer and rumour has it we even have a few koalas but I've never seen them with my own eyes. I think the majority have been lost in the bushfires near our town over summer.
At the supermarket, we pick up three types of berries, apples, bananas, avocado, ham, bacon, brioche buns & milk as well as some snags on sale ($75). W and L snack on the free fresh fruit at the supermarket. Head to the bakery to get a loaf of fresh sourdough ($6) and to bottle shop to get some bougie hard seltzer I’ve heard so much about ($20). $101
11.00 Home, and feed W some Weetbix. Soak berries to get any muck off them. L sorts and organises them back in their punnets while I clean up W, give him his bottle and put him down for his nap. Hang out more washing, tidy up a bit and make L lunch ( bento box with berries, sultanas, dry biscuits & cheese). I make myself another coffee and have some avo and goats cheese on fresh sourdough while reading through some Money Diaries. L finishes eating and we head outside to jump on the trampoline a bit.
1.00 My friend has organised the wine tasting with activities at a local winery so transfer her $59 to cover my costs ($59 from personal account)
1.30 W wakes up and I give him some mashed veg for lunch. L and I share an apple.
2.00 We head out to my mother's house where L stays overnight every Friday and has since W was born. It started as a way for Mum to help M and I out when W was born, but my mother retired just before COVID hit and was planning to travel around Australia, just her and her dog. Since this hasn’t happened, she has been a bit lonely and says she looks forward to L staying over once a week. (This is in line with the current COVID restrictions since Mum is providing care.) I stay for a quick hello (we catch up via phone most days) and then head back home with W.
4.00 M comes home with a slab of beer for the weekend ($48). We sit outside in the late afternoon sun and split a beer while W crawls around trying to shove grass in his mouth.
6.00 Make W an omelette and M does his bath and bedtime routine while I tidy the kitchen and feed the dogs.
7.00 M makes us homemade burgers for dinner and I open a seltzer which is hugely disappointing. M and I share another beer or two while we watch both the AFL & NRL preliminary finals. We both are very into AFL but neither of our teams made the finals. We vaguely follow the NRL and our team plays in the prelim final tomorrow night. The AFL team I want to win wins in an absolute nail biter so we go to bed happy after M does the dogs routine. (Daily total $208)
Day 6- Saturday
6.30 Up nice and early with just W at home. M and I miss L so much when he’s gone for his overnight stay. M makes us coffee (I maintain mine are nicer than his) and my bagel. I get W dressed and give him his bottle & toast afterwards.
8.00 M heads off to golf. Have I mentioned I’m infuriated golf is allowed but yoga isn’t? While M plays golf on Saturday morning, I would usually do two classes on Sundays and one or two during the week. Unfortunately due to COVID they have shut the studio down and I just can’t get into online classes.
8.30 I take the dogs for a walk around the creek with W in his pram.
9.30 Mum drops L off, they both have had a great time. I make Mum a coffee with the new machine and have a quick catch up about L before she heads home. I get L ready for his friend's party.
11.00 We head off to the park where a few kids from daycare meet to have a play and a cake for L’s friends birthday. The parents (one per kid) all wear masks and talk from a 1.5 m distance while we watch the kids. I try to get L to sleep in his pram and he finally drops off about 15 mins before we head home.
1.30 We get home and L is exhausted from playing. I get him changed as M arrives home from golf. M and L watch Peter Pan and heat up some popcorn while W naps in M's arms. I jump in the bath for a relaxing soak. M had stopped at the supermarket to get some supplies for dinner ($25)
3.00 Hop out of the bath and play around with the boys until dinnertime.
5.00 M starts prepping some spaghetti bolognaise for dinner.
6.00 We all eat and do our 'Three Favourite things. M and I open a bottle of red and have a glass with dinner.
6.30 M does bath time and puts W to bed while I put L to bed (The Gruffalo, I Don't Want to Go to Bed, and The Very Noisy Bear) after doing the dishes.
7.30. M and I share the rest of the bottle of red while watching the preliminary finals of AFL and NRL. Our NRL team makes it through to the Grand Final next week and the AFL team we want to win ends up losing.
10.30 Spend some time together, M does the dogs and we head to bed. (Daily total $25)
Day 7- Sunday
6.30 Boys up and M takes them both to get dressed and have breakfast while I sleep in.
8.00 Coffee and bagel for me
8.30 We put W in the pram and head out for a nice long family walk along the creek and to the playground. We head to the supermarket afterwards to pick up some bread, milk and some other necessities ($22). My in-laws call and ask if they can have the boys for the afternoon as they haven't seen them in awhile. They are our Covid bubble so we are allowed to see them.
10.30 Arrive home, quickly get the boy's things together and M drops the boys off to his parents. While he’s gone I call a local winery to see if we can get a late lunch booking. Success!
11.00 I do some more laundry (towels and sheets) while reading my book and texting some friends. M comes home and does some yard work. I watch the first half of the Super Netball Grand Final, where a Melbourne team are playing, and eventually win!
2.00 We head out to the local winery. They have a two course lunch special. I have a vegetable tart for an entree and slow cooked beef for my main. M has duck pate and slow cooked beef also. I have sparkling wine and a shiraz over lunch, and M has a beer, a Chardonnay and a Shiraz. It's so nice to spend quality time together. We talk about the struggle to have both an individual and a relationship identity while still being good parents. ($152)
3.30 We head to pick the boys up from my in-laws. They have spoiled the boys with some new play things, including some bath stickers. They are just getting in the bath after getting dirty outside, so we sit and have another glass of wine. L and W end up having an early vegetable casserole dinner my MIL cooked and watched the last quarter of the netball final my in laws recorded.
6.00 Head home. M put W straight to bed as he is all tuckered out. L jumps in the shower and we read a few books before bed.
7.30 M and I are pretty exhausted so we split a beer and heat up some garlic bread for dinner while watching the AFL best and fairest count. None of our favourites win.
10.00 Head to bed for some lazy couple time before getting ready for bed and hitting the hay by 11pm.(Daily total $174)
At the end of each day please tally up your daily expenses. Then at the end of your diary please tally up all expenses in the following categories:
Food + Drink $540.00
Fun / Entertainment $130.00
Home + Health- $238
Clothes + Beauty $0
Transport $75.00
Other
Total $973.00
Lastly, reflect on your diary! This is overall a pretty standard week. Those food and drink costs are a LOT but includes a nice lunch out for M and I, which we don't do every week! We consider this pretty essential to stay on track as a couple, we need that time by ourselves doing something we enjoy. It also includes some Christmas presents, so I'm overly concerned about the total. Glad we are cutting back on the daily $5 coffee habit, as this will save quite a bit over time. It was a great exercise noting down every expense though!
submitted by MAM81 to MoneyDiariesACTIVE [link] [comments]


2020.10.21 20:22 reddiketts I am 31 years old make $135k live in Northern Virginia and work as a Management Consultant

Section One: Assets and Debt
Retirement Balance
· $122,600 split between 401k and Roth 401k. In college my first employer offered a 401k match up to 3%. While I had student loans I believe I only contributed 5%. After transitioning to a new company with a new match (25% of the first 6%) increased my 401k contribution to 7%. The firm then brought on a Roth 401k plan about 2 years after I started working there, so then I started investing an additional 8% in the Roth 401k.
· $22,350 in a firm sponsored pension plan. I don’t know much about this plan as it is managed completely by the firm. I became fully vested after 3 years.
Equity
· This is probably the most interesting thing about my money diary, but also may be the most difficult for me to explain. I currently co-own one property with my fiancé (FH) that we own outright. Although we own the property outright in a legal sense, we paid for it using a Home Equity Line of Credit (HELOC), leveraging FH’s parents existing home assets to secure a loan, that was treated as cash during the home buying process. Benefits of leveraging the HELOC were that we could receive a loan with a lower interest rate than a mortgage, that we will also leverage the same loan in future planned construction for the home, and that we were able to close in 15 days which benefited us during the offer process as there was a competing offer. If we had a standard mortgage loan, our home equity would be roughly $229k, with $200k paid initially into the HELOC or what I would consider to be the down payment ($100k from each of us). Once home construction is complete, we will convert the HELOC into a 30 year mortgage loan. That will likely not occur until 2022.
· FH also co-owns another home with his brother that is currently a rental property. I have no legal ties to the property at this time and only have a general idea about the current equity and debt.
Savings account balance
· $33k – this money is a combination of money reserved for existing wedding contracts, safety net, and the payment for our architect, engineering, and site plans for future construction on the home discussed above
Checking account balance
· $14k – At the beginning of the pandemic, I was hoarding cash out of fear. Now I am trying to move most of these funds to the HELOC
Credit card debt
· The average balance of my credit card seems to hover around $2000, however I pay my credit card in full every month so I do not pay interest on my debt
Student loan debt
· None – My parents paid for my first 3 years of college (BS Economics) , and I paid for my last year using student loans (~10k) and paid the loan off in my first two years of my working career. At the time I was living with my aunt and uncle and directed a majority of my income to paying off the loan as quickly as possible.
OTHER
· HSA - $4k – I come from a military family, who’s healthcare was 100% funded by the government. I have been in good health for most of my adult life and did not understand the benefits of HSA contributions until one of my friends, a former healthcare consultant, explained why I needed to be contributing the max contribution every year. I regret not investing in my HSA sooner, especially now that I have a baby on the way.
· Stock - $3k – I invested $3k into robin hood stocks, some are doing great, some are doing terrible, so I am pretty much at break even.
Section Two: Income
I am in this odd middle space where I do not have combined finances with FH but we treat our money as shared. We divide certain expenses between us a bit arbitrarily, and do not monitor each other’s daily spending, but do discuss major purchases. Combined HHI is $235k.
Income Progression:
· My first career after college was a business analyst on a helpdesk for a tech product. My salary was $45k. I stayed there for roughly 2 years and was promoted with a role change after 1 year to $60k. At the time $45k was probably under market rate for the area, so the jump to $60k felt like a huge increase.
· That company ended up in some legal troubles so I quickly sought out a lateral job change, and did not focus on trying to gain a promotion or salary increase. I still work at the same professional services firm that I jumped to, starting at $65k. I have been with them for over 6 years at this point, through 2 title changes, 2 relocations, and 2 org changes, now making $135k.
Main Job Monthly Take Home:
· $6k/month ($3k paid out on the 15th and the end of month) after taxes, HSA, healthcare (medical, dental, vision), and retirement.
Section Three: Expenses
Rent
· $0 - We currently live with FH parents to save money for future construction. We moved in with them in August. Everything we save in rent and other independent living expenses goes towards our HELOC. Previous rent was $1900 in a HCOL city.
Mortgage
· A follow on to the HELOC discussed in the equity section. We are only required to pay the monthly interest payment on the HELOC, which is roughly $900, however we deposit roughly $7k/mo ($3500/mo each from me and FH) into the HELOC, between rent from current tenants, and the categories noted above in the rent section.
Home owners insurance
· FH pays for home owners insurance
Savings contribution
· $0 - Since we already have quite a bit of money set aside for emergency, wedding, and architecture plans, and have no vacations planned for the foreseeable future, I will not allocate any more funds to savings, and direct and additional money towards the HELOC.
Investment contribution
· $1600/mo for the retirement accounts discussed in assets. No others at this time. In May, I had about $100k in mutual funds, and then pulled all that money to be used as an initial payment to the HELOC. Once we convert our HELOC to a home mortgage, I will start investing in mutual funds again. I will need to pay taxes on gains this year, which I have not yet estimated, and am now cringing on the inside for.
Debt payments
· I pay my credit card in full every month
Donations
· After being hooked on moneydiariesACTIVE for the past month, I am embarrassed to say that I do not donate regularly to a single organization, when I see everyone else being quite generous. It is on my to do list now to pick a charitable organization and start donating regularly. As for my one off donations, this past month I donated $10 to Wikipedia, and $100 and 14 inches of my own hair to Wigs4Kids.
Cellphone
· $139 – I pay the cellphone bill for my mom, dad, and myself
Subscriptions
· I mooch off of FH’s amazon and Netflix subscriptions, and from his parents HBO MAX, apple TV+ and, a relatives HULU. I just recently cancelled my free year of the Disney+ subscription through Verizon.
Car payment / insurance
· $67 – FH and I share his car (already paid off), and I pay insurance for both of us since I get the best rate through USAA, a benefit of being a former military dependent
Section four: Other things:
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it?:
· Yes, there was an expectation for me to attend higher education. My parents received their bachelor’s degrees in night school through the GI bill, and always talked about their life plans for us to attend traditional universities, and that they had money set aside for us to attend. I never saw an alternative path for myself, although my sibling decided not to attend university. ·
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances?:
· Growing up I was under the assumption that we were poor, mainly because my mom would outright claim we were poor and weren’t able to afford things. Now that I am an adult, I realize that my mom and dad were huge savers and were only willing to spend money on the important things, such as their home, our education, and one vacation a year, keeping their budget really tight for everything else. My dad has been retired from the military for some time now, and all the saving that my parents did (+my dad’s military pension) has allowed my mom to retire early as well. I would call them good financial role models to look up to, but claiming we were poor growing up was a bit extreme, untrue, and probably unnecessary. As far as direct conversations about money, debt, and credit, my mom said to always save as much money as you can, reduce recurring expenses as much as possible, reconcile your credit card statements, pay off your credit card bill in full every month, and homes and mutual funds are the only good investments.
What was your first job and why did you get it?:
· I worked part time at a clothing store folding clothes for 1 month before being let go because I was too young?? Apparently, the age cutoff was 17 but I was 16 at the time, not sure how they missed that on my application. I spent that money on a jr prom dress and prom ticket, because I figured my parents wouldn’t buy me one.
Did you worry about money growing up?:
· Superficially, yes. I knew there would always be dinner on the table, but if I wanted to do anything fun, I would typically pay for it myself. I didn’t save any of my money high school because I paid for all of my extracurriculars. I also got into a car accident in high school and paid my parents back for the repair.
Do you worry about money now?:
· I did not worry about money until we started this home construction process. I now worry that construction building materials are x3 the price they were before the pandemic and worry about what our monthly mortgage payment will be when we convert to a mortgage loan.
At what age did you become financially responsible for yourself and do you have a financial safety net?:
· I was financially responsible for myself for 7 years. Starting at 23, when I moved out of my aunt and uncles house and got my own apartment and was responsible for all bills. As of May, I am no longer financially independent again, as we are leveraging FH’s parent’s assets for our HELOC.
· For a financial safety net, FH and I both have savings to leverage, as well as retirement accounts if we are very desperate. I do not consider my in-laws to be an additional financial safety net, because we are already leveraging their assets, and since my parents are already retired, they only have limited income every month.
Do you or have you ever received passive or inherited income?:
· Indirectly. My parents gave me $7k as a wedding gift, which came from my grandpa’s inheritance to my dad.
DIARY
Day 1
· 8am - first alarm goes off, and my phone has fallen in between the mattress and the wall. Luckily I can fish it out by pulling the cord back up, and go back to sleep. I rarely get good sleep anymore as being pregnant is generally uncomfortable, so I usually snooze no matter how early I go to bed. FH gets out of bed at 8:30 for tennis, and I lay in bed strolling IG and reddit until 9am. At this point I boot up my laptop, eat two bowls of honey bunches of oats, make a single cup of decaf coffee, and get to work. When i say get to work, surf the internet for an hour before I even think of being productive, I have a light load for work this week. Yesterday was my birthday so I reply to a few bday emails from our leadership team. My director probably let them know late last week that my birthday was coming up, she's extremely thoughtful and makes it important that her team is recognized for both personal and professional milestones and accomplishments.
· Noon - Place an order with Kate Quinn for baby clothes. I just discovered her last week through a reddit post on gender neutral baby outfits, and she’s having a price point sale so everything I purchase is 50% off. 2 footie pajamas, 2 panda pants, 2 kimono long sleeve onesies, 2 knee high socks, 2 bibs, 2 large bow headbands, and a bunny hat. I have been really good with baby purchases, getting a lot of items second hand, but I really wanted to splurge on some clothes since this is my first baby and she will be born in the middle of winter. I’m making a lot of excuses for myself to justify my guilt in spending so much money. $141I've also been sitting on a saks off 5th cart over the weekend. We just recently moved back to Northern Virginia and it’s a much colder winter than where we were living for the last 2 years, so I'm in the market for winter accessories. I have 3 cashmere beanie’s (2 for me, 1 for FH) and some leather gloves in my cart. Over the weekend, one of the hats goes out of stock, and the gloves are final sale, so I end up removing those as well since I have short fingers and don’t know if they are going to fit. I'm under $99 so I have to pay for shipping :( $85
· 1pm – FH’s parents are friends with a restaurant owner, and FH dad regularly works on his network and security setup for his restaurant, so he is always sent home with food. We eat that for lunch several days a week. FH’s birthday present for me comes in, a Shark handheld vacuum inspired by Mrs. Hinch, an IG home cleaning influencer from the UK who has a gorgeous home, dog, and kid. I set it up on its charger.
· 1:30pm - My first YesStyle order comes in. I go through cycles where I won’t spend money for a month, then I just go crazy with online orders. It’s comprised of Japanese skincare and random face and makeup gadgets. I give them a test run, and my face seems to be getting softer as the day goes on but I could also be imagining it.
· 6:50pm - Dinner time cooked by MIL. I cringe on the inside when MIL talks about feeding Baby G the current fish we are eating, which happens to have lots of bones in it. Baby G will be her first grandchild so I know she's excited, but I also am headstrong and want to do things at my own pace and through my own methods.
· 7pm - new mommies group call, I talk about how my butt is getting so huge that I’ve had to size up 2 sizes in underwear.
· 8pm – I go back up to finish dinner. MIL talks to me about using her IRA for to self direct her funds for investing in buying rental homes. This is all new to me, so I ask a lot of questions. Still a bit confused when she explains that she will convert IRA company ownership to Roth IRA, She will probably have to explain this to me again a second (third, fourth, fifth) time, before I can fully absorb
· 9pm - I stay up too late binging Emily in Paris while FH watches football
Day 1 Total: $226
Day 2
· 4am - I wake up to my in-law’s Little Dog barking at the outside critters trying to steal our pumpkins from the porch
· 5am – Little Dog is barking
· 6am – Little Dog is barking
· 8am - FH gets up to play tennis but it's raining so he comes back
· 9am - I roll out of bed, cereal, and get to work
· 10am - I register at the hospital I will deliver at and sign up for a delivery introduction session
· 10:30am - The director on the current project I support just greenlit my idea for an incoming presentation. I am happy.
· 11am - I end up laying down because my back hurts, and contemplate purchasing a standing desk, but decide against it because my feet hurt more than my back usually.
· 1pm – It’s dumpling day for lunch! FH’s mom makes homemade dumplings in mass quantities for days when she doesn’t have a lot of time to cook lunch. I think her dumplings are delightful. She mentions we are getting low so I volunteer to help fold the next time she makes them.
· 5:30pm - I buy two maternity coats off facebook marketplace. I know this seems strange compared to my cashmere hat purchase from yesterday, but I know I can get 5+ years out of the hats (my oldest cashmere sweater at this point is 12 years old), but will likely wear these jackets for 5 months max, + maybe another 5 months if I have a second baby in the winter as well. $10
· 6:30pm - I hinch (read: clean) around the basement for a little bit with the new Shark wandvac
· 9pm FH and I watch Home Before Dark on Apple TV+ and head to bed at 11pm
Day 2 Total: $10
Day 3
· 9am roll out of bed, cereal, work
· 930am I’ve gotten through all my emails so I take a mini break to put on some eyeshadow. I am not a daily makeup wearer but 2 months ago I subbed to panporn and am now obsessed with the idea of panning some of my eyeshadow palettes. I’m still in my pajamas however.
· 11:30am I was extremely unproductive yesterday, and today we have a check-in meeting this afternoon so I am now finally crushing my work. My biggest weakness is that I am a procrastinator, but when I am up to a deadline, I always seem to pull through with really good work products that everyone generally seems to be happy with. Breaking the procrastination cycle seems impossible.
· 3:30 I periodically search for a particular single to double convertible stroller through google and second hand sites, and discover that Dillards is selling the double stroller for $100 cheaper than its single seat counterpart. I think the pricing is a mistake on Dillards part, as this brand almost never goes on sale, but I’m taking the chance of a cancellation for the discount. The in-laws wanted the stroller to be a gift to us, so it will be reimbursed. I'm pretty set on having 2 kids, so fingers crossed they are close enough in age that having a double stroller is still useful, but if not, I can sell the second seat on fb marketplace.
· 5pm We meet with an architect in the backyard to discuss her experience and things we are looking for in the home design process. Her quote is pretty standard compared to other architects we’ve interviewed, and we like her experience the best, so we ask her to give us a proposal.
· 7pm FH’s mom makes kimchi stew for dinner, which I really enjoy. I can be a picky eater at times so she has been experimenting with new dinner items for me to try. After dinner I clean the bathrooms in the basement but leave the showers for FH to clean since I can’t bend over very well anymore. After cleaning, I make myself a cheese snack of asiago and crackers. I really want some jam but can’t find any, so I attempt to eat my cheese snack with applesauce. Its absolutely horrible so I try to pawn the apple sauce off on Little Dog, who also hates it, so I make FH eat the rest. Apparently he doesn’t like apple sauce either even though he was the one who bought it, what!
· 9pm-11 Home Before Dark, sleep
Day 3 Total: $0
Day 4
· 9am roll out of bed, cereal, work
· 9:50am inspired by Sylvie from Emily in Paris, I watch a few YouTube videos on how to dress like a French woman as I get some work done. A few youtubers talk about simple beautiful accessories being one of the stand out characteristics, so I pull out a Nixon watch that I haven’t worn in probably 4 years, and then decide I need some simple earrings. I have a metal allergy so I need to go for gold or gold plated pieces. All of my gold plated jewelry is thrashed from over wear so I go Mejuri for some earrings. I love the mini hoops but I start to feel guilty looking at the prices so I close the site 10 minutes later.
· 10:50am I send my friend a picture of a vizcacha and we debate if this is what Pikachu was inspired from. We're pretty sure we've had this discussion before. I’m procrastinating on tackling a tough problem on my current project, so I take my firm's mandatory code of conduct training while I play in my makeup instead. I really like our compliance officer’s reference to the quote "trust is built in drops and lost in buckets" and index that in my mind for some project work I am supporting related to customer experience.
· 1pm lunch of assorted leftovers
· 330pm I get an email saying my saks order is here. There’s also a mystery amazon package for me, it’s a lotion set from my director, extremely thoughtful and will come in handy right away as its already dry in the mid-Atlantic. FH's beanie is too small but it fits me great so I’ll just keep it for myself since it was final sale. Also, break for popcorn snack! I bought a silicone popcorn popper a month ago and now just buy popcorn by the kernel. It’s panning out to be a really worthwhile purchase for the amount of popcorn that I eat.
· 4pm Today is payday and it’s also been 1 week since I transferred extra funds from my checking account to our HELOC, so I send the max weekly amount through Zelle. The more money we put into the HELOC now, the less interest we will pay. $3500
· 5pm I decide I really need to work out. I was in a good routine at the start of quarantine with Nike workouts but then I got pregnant a few months in, and all motivation was lost due to nausea and fatigue. I procrastinate for another 30 minutes then get to it. Normally this is $29/mo but I cancelled my membership 2 weeks ago because I wasn’t utilizing it enough and am now just finishing out my last month of membership. After my workout I take a bath using a bath bomb that I received as a gift from one of my girlfriends.
· 7pm Eat dinner of assorted leftovers and putz around until FH to finishes an online test for his grad school program.
· 9pm We watch Bobs Burgers until 1030, and I talk about wanting to eat everything I see in each commercial during the show. Little Dog wants to sleep with us tonight so I set up a pillow at my feet for him to rest on. He leaves about an hour later.
Day 4 Total: $3500
Day 5
· 845 roll out of bed, cereal, work
· Noon FH’s parents venmo me money for the stroller, and I transfer my total venmo balance to my bank. FH’s mom is already talking about putting little dog in the second seat when she takes Baby G for walks. Little Dog will never walk again when he is introduced to the stroller, he hates going on walks. I renew my audiobook loan on Emily Oster’s Cribsheet through Libby
· 1:50 Quick lunch of leftover fried rice and some ramen before I hop on a 2pm meeting. I am waiting on an empty conference line for 40 minutes. Apparently, I joined Wednesday’s conference line instead of today's, so I miss the meeting. That's really embarrassing, especially when I was prepared to meet and discuss some new content I created. I check in with the lead and he says no worries, I'll meet with them again on Monday
· 6pm We visit with Little Dog who is back from surgery for a benign tumor removal. He is looking very sad so he gets lots of pets from FH and me.
· 645pm I am sitting on the couch scrolling reddit and Baby G gives me a couple of swift hard kicks, which I am pleased about. I haven't felt some really hard kicks in a few days so I was getting a little worried. FH’s dad comes home with dinner from the restaurant where he helps out on the guys network. FH and I watch tv for the rest of the night.
Day 5 Total: $0
Day 6
· 730am - FH and I wakeup to get ready for tennis, but get stopped as we walk out the door by FH's dad saying they will be leaving to check on their rental properties and will take Little Dog. We insist that we will stay home to watch Little Dog while he recovers, so he doesn’t have to wear his cone of shame. Whenever little dog has to wear the cone he gets extremely sad. At first I thought they were being dramatic but he really does look so sad and refuses to walk around when he has to wear it.
· Noon – I order tacos and tortas from the local taco shop and drive over to pick them up. $29
· 4pm – I eat my left over torta and some extra butter popcorn as a special treat. This leads me to skipping dinner at the dismay of FH’s mom.
· 10pm – FH keeps talking about McDonald’s but we settle on leftovers and some cereal and then play Among Us with friends on zoom until Midnight.
Day 6 Total: $29
Day 7
· 8am FH and I wake up to get ready for tennis and head to the tennis courts. I'm a beginner so FH just runs drills with me. My forehand is atrocious but my backhand isn't too bad today. We try to rally but it doesn't go well since I can't run very fast or very well anymore due to the belly.
· 10:20am I check my phone as I am waiting for a friend to confirm plans later and see that we have a meeting with our labor and delivery hospital at 10:30. We race home to hop on a zoom call.· Noon – We head to a local sandwich shop, and FH pays. The medical world at large says pregnant ladies shouldn’t eat cold cuts but I’ve read that if you heat meat in the microwave till steaming, it should kill off listeria, so I do that and enjoy my sandwich.
· 1:30pm - I head to a bagel shop in DC for an everything bagel and cream cheese as well as a chai latte.. I know I just ate but I can't help myself, I love bagels. I meet my friend at the National Mall and walk around for 3 hours, enjoying the sunshine and conversation. We attempt to fly a kite near the Washington monument but a piece of the kite is missing, whoops. $13
· 530pm – FH’s mom asks if I could get us sandwich items for lunch this week and I am happy to oblige, I head to the grocery store to get assorted deli meats for lunch this week, plus a nice block of white cheddar and raspberry jam as a snack $50
· 630PM – Dinner is home made hot and sour soup which is think is lovely. I putter around after dinner waiting for FH to finish studying.
· 945PM We play Among Us on zoom with friends and head to sleep at 11:30
Day 7 total: $63
Food + Drink $91
Fun / Entertainment $0
Home + Health $0
Clothes + Beauty $236
Transport $0
Other HELOC $3500
Lastly, reflect on your diary!
Day 1 was a high spending day for me, with 2 out of the ordinary purchases however, the rest of the week was extremely low, so I would say this was a great week. Prior to purchasing our house, I was much less strict with my money. We actually did a 6-month assessment of all of our transactions before we started our home search, and found that outside of food and transportation to work, my biggest expenses were clothes, uber rides, and going out to eat and drink. As soon as we did that assessment and determined that we wanted to buy a home and do follow-on construction work, I stopped buying clothes completely. The pandemic also facilitated the change to completely eliminating uber rides and going out to eat and pretty early on in quarantine we also decided to get pregnant so we stopped drinking as well. I have started to buy some maternity clothes and baby gear out of necessity, but still feel I am making responsible decisions with my purchases. I feel EXTREMELY lucky that we had the opportunity to purchase our house and fund construction the way we are, as well as saving on additional costs by living with FH, so I am trying my best to be financially responsible and contribute as best I can while still giving in to small indulgences every once in a while.
Edit for maths and spelling
submitted by reddiketts to MoneyDiariesACTIVE [link] [comments]


2020.10.21 16:43 alexiaroger Planting a Tree, Sowing a Future

Planting a Tree, Sowing a Future

The current climate crisis can be viewed as a simplified budget imbalance: what is removed from the system (carbon sink) is being overrun by the amount that has been introduced or recirculated (carbon source). A resource or reservoir can serve as both a sink and a source: oil, gas and coal are extensive carbon sinks when buried and inert, but are introduced as sources of carbon once extracted and burned. The same holds for trees that store carbon as biomass or in the organic matter of soil, but release that carbon following decay, erosion, burning or deforestation.
Photo by Johann Siemens on Unsplash
The world’s land-based ecosystems, including forests, grasslands and tundra, are a net-carbon sink, with an estimated 3 trillion trees standing tall around the world, in addition to plants and plant-like microorganisms. As you may remember from your old textbooks, green plants convert CO₂ into carbohydrates, with oxygen given off as a byproduct of photosynthesis. The Amazon rainforests have been described as the “lungs of the planet” providing 20% of the world’s oxygen. Green algae and cyanobacteria are the types of organisms that initially filled our atmosphere with their waste product (oxygen) nearly 3 billion years ago. The smallest organisms have altered the planet drastically, so now have humans — a grand green planting mobilization could have the same effect. But the work of algae and cyanobacteria took millions of years; humans do not have millions of years to make a change.

Deforestation: Moving backwards

One of the most common dismissals of climate change is the misused assurance that “CO₂ is plant food-the Earth is getting greener!” If only that were true, yet we are witnessing the continuing upward creep of atmospheric levels of greenhouse gases and the acidification of oceans. A recent headline from Global Forest Watch paints a more realistic picture: The World Lost a Belgium-sized Area of Primary Rainforests Last Year. Researchers from the World Resources Institute (WRI), using satellite imagery and remote sensing to monitor tree cover losses from Brazil to Ghana, noted a tropical tree loss of over 30 million acres in 2018, the fourth-highest annual decline since records began in 2001, including nearly 9 million acres of primary rainforests. “Primary” rainforests include more mature trees, i.e., “old growth”; these are the forests that harbor greater diversity of life and absorb more carbon. According to the Arbor Day Foundation, an estimated 18 million acres of forests is lost every year.
https://preview.redd.it/549ej83kmgu51.png?width=700&format=png&auto=webp&s=d6c7b20fb5d0f7b3abfda9442728b04c7db3a610
The drivers of deforestation are many: small and large-scale agriculture and pasture, development (mining, logging, drilling), fuel, natural disasters and climate effects. Glenn Hurowitz, chief executive of Mighty Earth, a global environmental campaign organization, noted that “Deforestation causes more climate pollution than all the world’s cars, trucks, ships and planes combined.” Loss of tree cover peaked in 2016 when over 42 million acres of tropical forest were lost, partly due to rampant forest fires. Also at issue is palm oil production in Indonesia, and mining and farming in Africa. The highest deforestation rates have been shifting from Brazil and Indonesia to include Columbia, Ghana, Papua New Guinea and the Democratic Republic of the Congo. Primary forest loss in Indonesia has dropped, some good news, indicating the power of advocacy and good government policies regarding protection of forests.

Trees as Solution

When it comes to climate action, the simplest solutions are often the best. The recent observance of Arbor Day stirred up many discussions on the role of trees in addressing climate change. The annual nod to trees follows quickly in the footsteps of Earth Day; similarly, one day a year coupled with a scattered landscape of events and slogans does little to address the growing importance of the underlying issues. This is not to say that the mission and efforts of environmental organizations such as the Arbor Day Foundation are without merit — on the contrary. The Arbor Day Foundation recently announced a new goal to plant 100 million trees by 2022. This goal isn’t (just) a tree-hugging feel-good endeavor: it is a legitimate action to stave off the worst of global warming, admirable even if the Foundation consciously chose not to use the term “climate change”.
Most of the benefits of forests and woodlands are obvious: as a fuel and commodity, as a home to biodiverse ecosystems and indigenous communities … but also to combat erosion, to serve as a resilient barrier to natural disasters, to support ecotourism and pollination, and to combat climate change. According to the Climate and Land Use Alliance, the world’s forests contain more carbon than all exploitable deposits of oil, gas and coal; forests are estimated to remove a quarter to a third of all CO₂ emissions added by humans annually.
The Paris Agreement established a goal to limit the average global temperature increase to less than 2°C above pre-industrial levels. However, the Agreement and the consensus view of the Intergovernmental Panel on Climate Change (IPCC) advises no more than a 1.5°C increase, which requires a decrease of 45% in greenhouse gas emissions below 2010 levels by 2030 and a goal of zero emissions by 2050. As part of the Agreement, countries can receive compensation from the United Nations Green Climate Fund for forest conservation. Putting an end to anthropogenic emissions of greenhouse gases is a necessity, and will be largely accomplished through a transition off fossil fuel usage. However, even when our goal of zero emissions is achieved, it will leave the world in a place of unnatural warmth, a new status quo.
It is unlikely that humans can turn back the clock on climate change; some things cannot be fully restored or completed in the lifetime of those reading this sentence. However, to achieve a sustainable global system that provides the viability to which we had been accustomed, we need to endeavor for NEGATIVE carbon emissions. This requires removal of the carbon (CO₂, CH₄) that was added to the atmosphere by humans in the past couple hundred years, during which time levels of CO₂ rose from approximately 280 to over 410 parts per million.
The book Drawdown presents “100 solution to reverse global warming”; each solution is measured and modeled to determine its carbon impact through the year 2050, the total and net cost to society, and the total lifetime savings (or cost). Forests figure prominently, listed at Number 5 (Tropical Forests) and Number 12 (Temperate Forests), with CO₂ reductions estimated at 61 and 22 gigatons, respectively, by 2050. The authors of Drawdown envision these reductions through restoration of 435 and 235 million acres of tropical and temperate forests, respectively.
Tom Crowther, a climate change ecologist from Switzerland with an upcoming publication in Science, has determined that a potential 1.2 trillion trees could be planted in addition to the existing 3 trillion trees, with the appropriate planning, to garner a CO₂ reduction that would surpass Drawdown’s Number 1 solution: management of greenhouse gas emissions from refrigerators and air conditioners, which is estimated to reduce atmospheric CO₂ by 90 billion tons. To put that number in perspective, current annual CO₂ emissions amount to approximately 37 billion tons per year. Crowther has a simple message, “I’d like to try and champion this as a solution that everyone can get involved in. If all the millions of people who went on climate marches in recent weeks got involved in tree planting the impact would be huge.”
The Arbor Day Foundation’s Time for Trees initiative to plant 100 million trees is estimated to absorb 8 million tons of carbon, which is the equivalent of removing 6.2 million cars from the road for a year. The Foundation is only one of many organizations that have created tree-planting goals:
  • The National Wildlife Federation’s Trees for Wildlife program is aimed at partnerships with schools, local governments and municipalities to plant native trees and educate young people.
  • The government of Pakistan has undertaken a massive reforestation program, Billion Tree Tsunami, reaching its one-billion-tree planting goal back in August 2017. Pakistan was named by the UN as one of six countries to be most affected by climate change.
  • The youth-led Plant for the Planet campaign is taking on ecologist Tom Crowther’s inspiration to plant one trillion trees, having already planted over 15 billion trees around the world.
  • The Australian government has announced it will plant 1 billion trees by 2030.
  • There is work on establishing a “Great Green Wall” to stop the spread of the Sahara by restoring 100 million hectares of degraded land (and sequester 250 million tons of carbon).
  • China also has an anti-desertification program known as the “Great Green Wall” that has planted more than 50 billion trees since the 1970s.
  • The UN-endorsed Bonn Challenge aims to reforest 350 million hectares of degraded land globally by 2030.
“Bold action is needed to tackle this global crisis including restoring lost forests. But unless we stop them being destroyed in the first place, we’re just chasing our tail,” Greenpeace UK Executive Director, John Sauven.

Will it be enough?

Reforestation is a promising solution — effective, relatively cheap and fast to implement. However, as long as the current rates of deforestation continue, we are truly doing little more than chasing our tail. Reforestation and restoration also require planning, land, money, and leadership. Ironically, there are intertwined effects of climate change that contribute to deforestation and would partially thwart any globalized replanting efforts: outbreaks of disease and infestation (e.g., bark beetles destroying Europe’s forests), drought, flooding, decimation by wildfires, and lack of political will as noted by the recent decision of Ontario’s Premier to cancel the planting of 50 million trees (to cut costs). Existing and restored woodlands and other carbon-sink ecosystems such as grasslands and mangrove forests would require protection through public policy and enforcement, and market-driven mechanisms. Programs similar to UN-REDD+ can provide incentives for poorer countries and communities to protect their wooded resources.
Fast-paced reforestation is a great solution and obviously beneficial beyond greenhouse gas reductions. But what we don’t have much of is time, the time to wait for trees to mature in 30 to 40 years. We need to bolster the carbon sequestration found through natural means with other techniques. Man-made technologies with a goal of carbon sequestration are often referred to as carbon capture or negative emission technology (NET). A study from the National Academies of Sciences, Engineering, and Medicine estimated that the world will need to remove as much as 10 gigatons of CO₂ from the atmosphere each year by mid-century — nearly twice the current annual emissions in the US from burning fossil fuels. Once considered an alternative or optional step, it is increasingly apparent that these technologies need to be part of a larger arsenal of action.
WRI has a publication series, CarbonShot, detailing the present and future scenarios for carbon removal from several carbon capture and storage (CCS) technologies. This includes direct air capture with storage (DACS), which are machines that literally pull carbon out of the air, usually from point sources such as power plants, using chemical scrubbing. Another emerging CCS option is bioenergy with carbon capture and storage (BECCS), which converts feedstock (such as plant matter) into usable form for power and heat. Captured carbon can be incorporated into a variety of products such as concrete, carbon fibers and biochar — or carbon can be placed into deep storage via injection into underground geological formations. Currently, there is no existing BECCS facility and less than a handful of independent DACS projects to date. Carbon capture has been used previously in submarines and inhabited space vessels, as well as in some industrial ventures: Norway’s state-owned petroleum company, Statoil, began sequestering the CO₂ content of extracted natural gas from a gas field off the coast of Norway into an aquifer about 1000 meters below the seabed. According to reports on the company’s website, approximately 11 million tons of CO₂ had been safely stored as of 2008.
The National Academies report recommends as much as $1 billion annually in US government funding for research on NETs. You can’t get someone to do something (remove carbon from the air) for nothing (little to no economic incentive). As long as belching out greenhouse gases into the air is free, mobilizing CCS technologies would require market incentives such as a carbon tax that puts a price on anthropogenic emissions, as well as research and development, and planning for deployment and synergy.
submitted by alexiaroger to PlantTreesEco [link] [comments]


2020.10.21 12:53 Narostai Wertediskussionen und Transformation - Teil 4

10 Diskussion und Reflektion

Können also Umweltbewegungen wie „Fridays for Future“ als die vom WBGU geforderten „Pioniere des Wandels“ (WBGU 2011) bezeichnet werden? Wie wird aus geäußertem Protest ein transformativer Wertewandel?
Aus heutiger Perspektive ist es schwierig vorauszusagen, ob und in welcher Form eine sozial-ökologische Transformation vonstattengehen kann und wird. „Fridays for Future“ sprechen mit ihrem Protest ihre zunehmende Entfremdung von den verantwortlichen Entscheidungsträgern aus Politik und Gesellschaft an, die die „ökologische, wirtschaftliche und psychische Katastrophen versursacht hätten und keine tragfähigen Lösungen dafür in Aussicht stellen würden“ (Deflorian 2020, S. 207). Der Protest ist daher auch eine Forderung einer Transformation gegenwärtiger Normen und Wertevorstellungen, „nach deren Maßgaben die ökologische Frage in modernen Gesellschaften ausbuchstabiert und verhandelt werden“ (Blühdorn 2020a, S. 94).
Das öffentliche Infragestellen dominierender Wertevorstellungen ist jedoch kein alleiniges Phänomen der Gegenwart, sondern wurde bereits in Zeiten der Aufklärung intensiv von Philosophen wie Kant und Rousseau betrieben. In gleicher Weise veröffentlichten Philosophen, Soziologen und Naturbeobachter bereits im 18. Jahrhundert erste Überlegungen zu dem Umgang und den wechselseitigen Beziehungen des Menschen mit seiner Umwelt und insbesondere der Natur. Webers Ausführungen zu dem unverantwortlichen, „räuberischen“ Ressourcenabbau innerhalb seines Werkes „Die protestantische Ethik und der Geist des Kapitalismus“ zeugen von einem tiefgreifenden Bewusstsein über die negativen ökologischen Konsequenzen eines unbegrenzten Kapitalismus.
Für eine Überwindung der Diskrepanz zwischen Werten und Absichten könnte daher ein Rückblick auf umweltethische Theorien und Konzepte helfen, da jene nicht nur einen normativen Wertekodex entwickeln, sondern auch eine Brücke zwischen den naturwissenschaftlichen und sozialwissenschaftlichen Ansätzen schlagen könnten. Die normative Perspektive der Umweltethik, welche der Frage nachgeht, „weshalb eine Antwort auf ein bestimmtes Problem als gut und daher auch wirklich als Lösung betrachtet werden kann“ (Katholisch-Theologische Fakultät Augsburg 2020), könnte ebenfalls zu einem nachhaltigeren Verständnis der Notwendigkeit umfassender struktureller Veränderungen, beitragen.
Eine besondere Bedeutung erhält die umweltpsychologische Frage nach der Verantwortungszuordnung beziehungsweise nach einer gerechten Aufteilung der Kosten transformativer Prozesse. Eine gerechte Aufteilung der Verantwortung im Sinne einer sozial-ökologischen Transformation sollte benachteiligte und marginalisierte Gruppen der Gesellschaft schützen und gleichzeitig auf der Grundlage eindeutiger Normen und Richtlinien zu einer individuellen, politischen und gesamtgesellschaftlichen Verhaltensänderung führen.
Bei der Aufstellung ökologischer Normen ist es von großer Bedeutung, dass das kollektive Verantwortungsbewusstsein in den Vordergrund des Aushandlungsprozesses und damit vor den individuellen Bedürfnissen gestellt wird, da nur auf diese Weise nachhaltige Veränderungen erzielt werden können. Als ein treibender Faktor innerhalb dieses Kontextes könnte die Umweltbildung den Menschen bereits frühzeitig ein ökologisches Bewusstsein vermitteln und ihnen dabei helfen, ein eigenständiges und selbstbestimmtes nachhaltiges Leben zu führen.
Die Ergebnisse der Europawahlen und der Aufstieg grüner Parteien in mehreren europäischen Ländern, zeugen von einem wachsenden Umweltbewusstsein innerhalb der Gesellschaften. Ausgehend von dieser kritischen Perspektive konstituiert sich der rapide Aufstieg und Bedeutungszuwachs gegenwärtiger Umweltbewegungen. Da jedoch bis zum heutigen Zeitpunkt eine Diskrepanz zwischen ihren Wertevorstellungen und denen der Entscheidungsträger besteht, verläuft die sozial-ökologische Transformation nur schleppend. Solange die vom WBGU geforderten „Pioniere des Wandels“ lediglich aus den Reihen der Protestierenden kommen, wird sich dieser Prozess auch zukünftig nur schwerlich ändern oder beschleunigen. Das vielfach geforderte Ziel einer „Dekarbonisierung der Gesellschaft“ kann daher nur erreicht werden, wenn die ökologische Diskrepanz zwischen Werten, Absichten und Handlungen überwunden ist (WBGU 2011).



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[1] In Kapitel 6 wird Umweltpsychologie näher erläutert.
[2] Postmaterialismus wird in diesem Kontext auf Basis der Ausführungen Ronald Ingleharts verstanden ( Inglehart 1977.)
[3] Die aktuelle, 18. Shell Jugendstudie, ist Ende 2019 erschienen. Die Repräsentativität wird durch eine zusammengesetzte Stichprobe von 2572 Jugendlichen im Alter von 12-25 erreicht. Durch geschulte IntwerviewerInnen, auf Grundlage eines standardisierten Fragebogens, werden die Jugendlichen zu ihrer persönlichen Lebenssituation, ihren Einstellungen und Orientierungen befragt. Die Befragungen fanden von Anfang Januar bis Ende März 2019 statt (Albert 2019)
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2020.10.20 21:13 MilesOfPebbles The Benefits of Free Public Transportation in Canada: An Essay By Me!

Hey everyone,
With the news this morning of an anti-poverty group lobbying for free public transit, it brought me back to my undergrad degree when I wrote an essay advocating for this change. Keep in mind, I'm a rather staunch Conservative so this is quite the radical idea for someone like me...but hear me out! I will include a TL;DR at the end!

Every day, millions of Canadians commute using different forms of public transportation such as subways, city buses, and streetcars. However, despite so many individuals using public transit, most Canadians do not feel the need to use it and therefore commute using vehicles, instead. Public transportation has been seen by many experts to be the solution to solve numerous economic, environmental, and social problems that are commonly found in societies across the world and therefore should be free to use by all commuters in Canada. In this paper, I will be addressing the issue of our current public transit system in Canada. The current public transportation system is not working because of poor management, overregulation, old systems, and zoning laws. I will be arguing that by modifying the system and making public transit free for users in Canada, social services access will improve, the economy will strengthen, and most importantly, the environment will be preserved for future generations.
Many governments around the world have implemented zero-fare public transportation and many other governments are in the midst of exploring the possibility of implementing such a policy. Luxembourg is set to become the first nation to make public transportation completely free for its citizens, as of March 1, 2020. Other countries such as Germany and France are also deeply looking at the possibility of free public transportation in order to meet their Paris Accord environmental targets (Mental Floss, 2018). One city that has made its public transportation completely free in 1997 is the city of Hasselt, Belgium. In 2006, the city saw its ridership increased by over 13 times since 1997. Canada should echo the other governments that have successfully implemented free public transportation and be a strong example for the world when it comes to making public transportation free for commuters.
Public Transportation and the Economy
Making public transportation free for its users has many different benefits but one of the most obvious benefits is how it would positively impact the economy and provide many economic opportunities. The National Express Transit Blog, for example, explains how for every one dollar invested in public transit, economists have concluded that society gets roughly $4 back in economic output. Through governments investing in public transportation and making it free, they are investing in both infrastructure and civilians as a result of the economic returns (n.d.). Many individuals fear that taxes would have to drastically increase to support zero-fare public transportation in Canada, however, that is not the case. A good portion of tax revenue is currently being allocated to maintain and build new roads in the area. Free public transport creates the perception of a no-cost service, just as car drivers commonly perceive no cost to deciding to take their vehicle somewhere. Since making public transportation free for commuters increases ridership and decreases vehicle use, more money can be allocated to building the infrastructure for public transit instead of the roadways.
One other way to help offset the costs of implementing free public transportation is by adding corporate sponsors to different routes or stops. For example, a major corporation, like Tbaytel, could sponsor a busy bus stop in downtown Thunder Bay and call it “Tbaytel Stop”, which helps promote Tbaytel while the government also collects revenue to fund the zero-fare public transportation. Alternatively, there could be instances where private businesses or groups fund a whole bus route, for example, if it means that it would benefit the business or group in the long run. An example of this would be a busy shopping mall sponsoring a subway line that would help increase the number of people shopping at that mall, while also helping the government by paying funds to keep the line running for free.
Another economic benefit of making public transportation free for commuters is that it would create many jobs in the industry that are medium to high-paying jobs. According to the American Public Transit Association, for every $1 billion public transit investments, over 50 000 jobs are created and supported (National Express Transit Blog, n.d.). These types of jobs include manufacturing public transit vehicles (i.e. subways, buses, streetcars), security or transit drivers, or skilled trades jobs for building the infrastructure (i.e. subway tunnels, streetcar electrical lines, etc.) within the area. Another instance that the current public transit system has been seeing is an economic concept called the death spiral. Basically, fewer people are using public transit in Canada in recent years, which forces the individual transit companies to increase the price or make cuts to their services which would force them to keep on “spiralling” downwards. In general, this could solve the problem in the short-term but there would be no solution in the long-term with the current public transit model. If public transportation is made free in Canada, this would positively increase the ridership and avoid the death spiral altogether.
One final economic benefit of a zero-fare public transit system is that economists estimate that it would actually save individuals’ money. Taking public transportation instead of owning a second vehicle can save, on average, nearly $10 000 per year. For those without a second vehicle, it can still save them a large amount of money by avoiding parking fees, maintenance fees, and regular gas costs (National Express Transit Blog, n.d.). It is clear that there are countless economic benefits to creating a no-fare public transportation system and many people would thrive under such a model.
Public Transportation as a Social Service
Public transportation, or at least access to public transportation, is often seen by many as a social service (Garrett & Taylor, 1999). With the government’s job to provide services to its citizens, public transportation should have been made free years ago. This would be a great service to use that could potentially be used by everyone. Taxes already pay for various government structures such as healthcare, education, and infrastructure, so why should more money not be invested in making public transportation free? Many individuals who cannot afford a vehicle must rely on public transportation to get to and from places on a daily basis. However, there are countless individuals who cannot afford to take public transit (Serebrisky, Gomez-Lobo, Estupinan, Munoz-Raskin, 2009). Although transit rates vary from city to city, an average year-long transit pass in Canada is over $1000, and some simply cannot afford that (S.I., 2014). By implementing free public transit, this could help people in poverty get access to transportation so that they can get places. Public transportation is often our lifeline to jobs, education, healthcare, food, and entertainment (Sanchez, 2008), so it is crucial that everyone has equal access to it.
Another key social benefit of implementing free public transportation is that it creates a safer environment for commuters. In Canada alone, there are over 160 000 car accidents each year that result in many injuries and unfortunately, around 2900 fatalities (The Star, 2018). Public transit is much safer than just about any other mode of transportation. In the United States and Canada, car drivers and passengers have a ten times higher traffic fatality rate than transit passengers do, with the difference being even greater in the United Kingdom (MacKechnie, 2019). Therefore, by making public transportation free for Canadians, it will increase ridership and decrease the number of vehicles on the road, making a safer environment. Many new studies suggest that Canadians are spending more time driving than ever before due to many different factors (CBC News, 2019). To add on to this alarming statistic, commute time mattered more than everything, including schools and security, in individuals’ lives (Bouchard, 2015). Roads can only be made more efficiently to a certain degree, meaning that there is a limit as to how “fast” or “efficient” a roadway for a vehicle may be (Lay & Benson, 2016). However, if individuals take zero-fare public transportation, instead, there is a chance that the individuals’ commutes will be much quicker. One large problem with the current public transit system is that it is not heavily invested in, creating a poor system that results in slow routes (CBC News, 2019). Governments would have to invest in building more infrastructure to support an increased ridership with zero-fare public transportation, meaning that current routes that take unnecessarily long periods of time would go quicker.
One final social benefit of creating a zero-fare public transit system is that it would increase individuals’ health and lifestyles. Having to walk to the closest stop or station to take public transit can have significant short and long-term benefits compared to simply sitting in your vehicle for your commute. Overall, there are many social benefits that would come from making public transportation free for commuters including access to other social services as well as safer and quicker commutes to and from destinations.
Public Transportation and the Environment
Environmental advocacy should be a top concern when making political decisions, now more than ever. Everything that governments do, the environment should be taken into account because without the environment, society has nothing. There has been a strong emphasis on civilians to be environmentally friendly in our everyday lives in order to help preserve the environment and reverse climate change. Although this concept sounds easy and efficient to follow, many Canadians actually struggle to cut back on their carbon footprint as most only change small things that do not have much of an impact on the environment. One thing that individuals can do that can have a positive impact on the environment is by taking public transit more frequently. However, many people need enticements for something like this and this is yet another reason why public transportation should be free in Canada. As stated earlier in this paper, by creating a zero-fare public transit system, ridership will increase among Canadians, meaning that the use of vehicles will consequently decrease. Vehicles emit a large number of greenhouse gasses that get trapped in the earth’s ozone layer and end up contributing to climate change. When an individual decides to take public transit instead of driving, not only are they reducing greenhouse gas emissions from their vehicle, but they are also creating a more efficient road system for those that choose to still drive. With increased public transit ridership and decreased vehicles on the road, this has benefits for the drivers as well. There will always be individuals who choose to drive instead of taking public transit, even if the public transit is free and more efficient and economical. When roads are less busy, this results in better fuel efficiency for those that are driving their vehicles as they are not having to constantly stop and accelerate as much because of other vehicles on the road. This means that less gas would be getting used, which also results in fewer greenhouse gases being produced (Small & Van Dender, 2007). Lastly, there are countless roadways throughout Canada that invade ecosystems and different landmasses. With more and more vehicles on the road each day, these roads are being forced to expand deeper into these ecosystems, which harms wildlife. With increased public transit ridership because it is free, there will be fewer vehicles on the road which would then result in fewer roads having to be built.
Common Arguments Against Free Public Transportation
Despite there being many benefits of implementing policy that supports free public transportation in Canada, there are various arguments that the current system of having paid fares is working well and should not be modified. One of the main arguments against free public transportation is that the government would have to invest heavily in more public transportation. Should public transportation become free, there would be a significantly higher ridership than before, meaning that more systems would have to be manufactured and built. Because of the manufacturing of new infrastructure, this could create even more carbon emissions and greenhouse gases than before, which somewhat mitigates the whole concept that making public transportation free helps the environment.
Another big issue that some have with free public transportation is the ideology that we simply cannot afford to spend more money on something like this, especially with a neverending risk of an economic crisis happening. Of course, with trying to reduce the number of vehicles on the road, this will lead to fewer cars being made which translates to job losses in the automotive industry. With that being said, there is nothing restricting the automotive workers who lost their jobs to not find new work in the public transportation industry. The last major argument against making public transportation free is that since it would be a public entity, companies would not be expected to provide top service because there are no actual paying customers. This could create turmoil within the public transit system and lead to customers seeing the system as being inefficient, and therefore not using it. Although these points do not align with my thesis, it is important to note some key arguments as to why public transportation should not be free. Despite some arguments against free public transportation, there are still numerous benefits of implementing such a policy.
Conclusion
Even though making public transportation free for commuters in Canada may sound like a fantastic idea on the surface, it is still a relatively new topic that requires much more economical, social, and environmental research before implementing such a policy. It most likely cannot be phased out to be free all at once, but instead has to be gradual over a longer span such as ten years, for example. It is important that all levels of government are involved and supportive of such an endeavour in order to make it successful. Overall, it is clear that making public transportation free for commuters has many different economic, environmental, and social benefits that would have a tremendous effect on all of society. Canada should take the global lead with this and try to become one of the first nations with free public transportation for its users.

TL;DR
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2020.10.20 20:33 ChizillaNYC Saint Laurent Medium Envelope Bag from TS Linda (Orange Factory)

I’ve been in the market for a structured, neutral bag with silver hardware since I recently realized most of my authentic bags are gold. Plus I have always loved that this Saint Laurent bag has an identity crisis. Am I quilted? Am I chevron? Why choose?!?!

Disclosure - No incentive was given to write a review. I received the 10% RL discount.
Item: Saint Laurent Medium Envelope Bag (+ comparison to authentic Kate Tassel)
Factory: Orange Couch
Seller: TS Linda via WeChat
Price: 1580 - 10% (RL discount) = 1422
Payment Method: PayPal FF
Shipping: 340 DHL
USD Conversion of Bag + Shipping = $258.70
Timeline:

Photos

MINE
Pics
How she was packaged
PSPs
Factory also peep a video here
AUTHENTIC
Current Model (different color combos)
More current with different colors
Used bag with similar color

Quality - 9.5/10

I never bothered to ask Linda for the updated tracking number so I didn’t even know this bag was arriving. Combine that with the fact that I am expecting multiple packages (when it rains it pours), I honestly didn’t know what I was unpacking. The box was so heavy, the packaging so tight...when I finally laid my eyes upon her, I had a Nick Cage moment

Accuracy - 9/10

Before I start nitpicking, I want to point out that real Saint Laurent bags have a reputation for being a bit of a hot mess. Some wear great, some will develop serious issues. I wonder if this is why they are one of the very few lux brands that are included in Saks’ monthly gift card promo (FYI the promo is a GREAT way to get a discount if you’re in the market for an authentic bag!)

Seller Communication and Service - 10/10

I love Linda - her directness meshes well with my black heart (with the occasional emoticon). I have to imagine she’s insanely busy but I didn’t have to chase her once. Plus her PSPs were detailed and well lit which I highly appreciate - she's clearly a pro. Also how does her stuff ship so quickly?!?! I had another bag ship out days earlier and they arrived at the same time.

Satisfaction - 10/10

Really nothing to say - I love this bag, I’m over the moon about how it looks and feels and I honestly can’t wait to use it to soften my fall the next time I trip on the cobblestone streets of lower Manhattan.
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2020.10.17 19:04 hhemken Self Promo Saturday: Capture

Here’s an excerpt from my new techno-thriller:

“Open the door,” she whispered, and the car let her in. Pari seemed asleep where Benita had left her. Or passed out. She put the parcels on the floor next to her and said “Thakkar residence” again as she buckled up. She really and truly hoped that rescuing Pari and exploring the house didn’t turn out to be a stupid decision. The same could be said for this entire little adventure. She did her best not to list the number of felonies she had just committed.
“So far, so good,” said the imaginary Brad seated across from her. Benita only glared at him, then twiddled him off.
There was a sparse but steady flow of cars coming back from Half Moon Bay on Highway 92 and, like her, most of them merged onto highway 280 south. It was probably best that Pari was lying on the floor. A clearly intoxicated, lolling young woman leaning her face against a car window would draw attention. At least she was fully dressed. She noted that the red stockings were in fine shape, no tears or runs, no stains or smudges, not even a drop of blood that she could see. Lights along the freeway shone on her intermittently, creating momentary vignettes of a young woman on the floor, leaning against a seat. The close-fitting dress draped on her as if she was in a fashion photo shoot with a kidnapped ingénue theme, and a team of assistants had made sure that her clothing was carefully staged for maximum effect.
Benita twiddled her fingers and started a call to Wilkins through a special app that was encrypted and supposedly misrepresented itself in various ways to the outside world.
“Yes?” said his voice.
“I’m coming by with Pari. She happened to be there. I should download at your place. I’ll need some help with her.” It had better be encrypted, anyway.
“Brad mentioned it. We’ll be waiting,” he said calmly, after a moment’s pause.
\ * * * **
“Drive up to the side entrance,” Benita told the car. Wilkins and a couple of other Wilkins were waiting for them just outside the door under a dim light. Were they the same ones as before, or different ones?
“She was pretty intoxicated. Bennington’s dead. Someone shot him and ran out while I was parked outside. He’s still lying there, as far as I know,” she said as she got out of the car. Wilkins looked inside the car, then turned and looked at one of the others, who immediately went back inside. The remaining two managed to get Pari half awake and help her out of the car. These lesser Wilkins helped her stumble into the house.
“Don’t worry about Bennington. We’ll deal with the authorities,” said the main Wilkins. “Those boxes?”
“The gray van was there. It was empty as far as I could see,” she said. “These were just inside the side door of the house. I didn’t want to risk looking around too much, so I just brought these back. There’s some video and audio of the scene.” He motioned to another Wilkins who had just come out to take the parcels into the house.
“There wasn’t supposed to be anyone there, Wilkins. Bennington’s been murdered, and I was at the scene,” she looked at him sternly. “I could really get shit for this. I fucked up a crime scene.”
“Don’t worry about it. You won’t be mixed up in it. We’ll take care of it. You saved Pari. You can’t imagine how grateful we are for that,” he assured her. He sounded confident. Then again, he was a robot. Who knows whose behaviors he was trained with that led him to say that.
“Did you get his specs?” he added.
She looked at him in the eye for a few moments. She was good at judging virtual characters by their vocal inflections, which were pretty rich and human-like. They were, after all, the product of putting thousands and thousands of hours of actual human behavior and speech into their machine learning models. They were constantly updated with more behavior, much of it carefully staged to fill in gaps, fix glitches, choreograph unusual situations, add missing vocabulary and idioms, and whatever else occurred to the folks at FfēFfē.
Facial expressions were a different story. Like their virtual forebears, robots had a noticeably limited range of facial expressiveness, which gave them an air of inscrutability. They smiled at the right times, and were serious at the right times, and the direction of their gaze always made sense, but they weren’t nearly as expressive as the actors that gave them life. Their faces had only a few movable control points, fewer even than the virtual characters. You might make something out of the head cocked to one side, or a furtive glance, but in people these gestures framed the face, and it was the subtlety of facial expression and eye movement that told the tale. Virtual character and robot faces were barely sketches.
“They’re on the car seat,” she said. “Shall I download here?”
“Please do. We’ve prepared a late night snack for you, if you like,” he said, and led her inside and into the nearby kitchen. Another Wilkins was just serving a freshly prepared potato and leek soup on the kitchen table, accompanied by what smelled like a freshly baked batard. She handed him her specs and sat down to eat. Another Wilkins served her a goblet of golden pink wine. There was a charging station on the kitchen counter next to a video tablet. She assumed they didn’t want her to feel there was some kind of bait and switch going on, as if that could matter. Much of the information was being lifted from the small data storage array in her belt, anyway.
Most of the way through her bowl of delicious soup, she became aware of some commotion going on outside the kitchen. The two Wilkins noticed as well, and both left the room together, only to be replaced by Aradhya, who came in and immediately fixed her gaze on Benita. She sat at the table across from her, but said nothing at first. Did she seriously expect Benita to explain herself?
“I don’t know if there’s any soup left,” said Benita, feigning a glance into the kitchen. There was still a pot on the stove. She hoped she wouldn’t have to share her little loaf of bread. Aradhya’s gaze didn’t waver.
“Well, thanks for giving Pari a ride home,” she said finally.
“No problem,” answered Benita. She dipped a crust of bread in her soup and bit off the soaked end. It was masterful. She wondered if the robots had prepared it.
“Did you run into her in town?” asked Aradhya. Benita met her glance, as calmly as she could.
“Aradhya, please drop it. It doesn’t involve you,” she replied.
“She’s my sister!”
“Then perhaps you can discuss it with her in the morning.” Aradhya’s eyes were starting to show anger.
“I have a right to know about the goings on in my own home! This is my family!”
“Again, you’ll have to take it up with them. I have no obligations to you.” That’s it, thought Benita. Dinner’s ruined. Too bad, it was truly well executed, like something a skilled and loving grandmother would prepare. She got up to leave. The download could finish at home.
“OK, you’re just going to leave? You coward! You’re just in it for the money, aren’t you!” said Aradhya. Benita walked towards her, showing no intention of stopping. Aradhya tried to pretend she wasn’t intimidated, but started to back away. Benita managed to corner her against a nearby bar stool, which almost toppled over and Aradhya with it.
“Next time, you take care of it,” said Benita in a low, firm voice, her face inches away from Aradhya’s. “And yes, I’m on the clock. Lucky me.” She turned and headed for the side door, where her car was. Aradhya didn’t follow.
“We’ve spoken with Brad,” said Wilkins as he showed her out. “He’ll be of assistance when you get home. Please resume the download as soon as you get home. Sorry you couldn’t finish your meal.” Benita waved it off.
“I’m good,” she said, and got in her car.

I’ve got some free ebooks for whoever wants to read the rest of the book. Here are a few:
https://smile.amazon.com/kindle/redeem/?t=GSE9FF7WHRY8BJ6
https://smile.amazon.com/kindle/redeem/?t=GS6RJ4CFNM99VDP
https://smile.amazon.com/kindle/redeem/?t=GSXXKHM8YPB3GK6
https://smile.amazon.com/kindle/redeem/?t=GS6K4BXTA8JQV6A
https://smile.amazon.com/kindle/redeem/?t=GSYHC7W9FRKKAL2
Please only take one. If they run out, please message me for more.
Enjoy!
Heinz
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2020.10.17 12:07 Majhul_101 France’s “Laïcité”, the Secular Fundamentalism at War with Multiculturalism

France’s “Laïcité”, the Secular Fundamentalism at War with Multiculturalism

Overview

France’s problem with multiculturalism is not a new phenomenon. Since the end of World War II, France has become one of the most ethnically diverse countries in Western Europe. The rapid growth of its multiculturalism started when France welcomed millions of immigrants mainly from its former colonies in North Africa, Sub-Saharan Africa, and South-East Asia to take part in its post-war economic recovery.
Unlike many of its Western counterparts like the United States, Canada, or Australia, France has implemented a “color-blind” approach in dealing with multiculturalism. It means that the French government does not institute policies that target a particular ethnic group or race, but instead, it institutes policies that target a specific geographic area or social cluster in which they tend to be ethnically-clustered. In 1978, France enacted a law that made it illegal to collect data on race or ethnicity. The law makes it difficult to assess the cultural composition of French society. Experts believe that visible minority is estimated to be 14% of the French population versus 20% in the United States and 22% in Canada.
While France, officially, holds a color-blind stance with regards to its multicultural society, the truth of the matter is that its political leaders and citizens are not blind to the fact that race and ethnicity do matter. Anyone who says otherwise is not believable.
Given the color-blind approach and the lack of data on race or ethnicity, it is difficult to accurately comprehend how effective France has been in assessing and combatting racism. In May 2020, a French government spokesman of Senegalese origin, Sibeth Ndiaye, surprised the French government when she made the call to legalize ethnic statistics. Ndiaye pointed out that the absence of statistics makes it difficult for people to assess how prevalent racism is in France. The response from the economy minister Bruno Le Maire was that the call did not align with France’s idea of universalism and that the concept of a French person does not consider his or her race, ethnicity, or religion. In his address of racism, the minister resorted to the condemnation of discrimination in any shape or form. While these statements are nice noble words, it does not tell us much on the prevalence of racism in France and the government effectiveness in combating racism. So, what is the real situation of racism in France?

1- Racism in France

In 1997, the Economist did a study on racism in France. They found that about 48% of French citizens consider themselves to be racists coming in second place after Belgium. Among those who feel racist, 35% would vote for the far-right, 35% would vote for the mainstream right, and 28% would vote for the left. The study also found that most French citizens believe that there are too many Arabs than Blacks and that there are too many Blacks than Jews.
Source: The Economist
Fast forward 2013, the Washington Post conducted another research survey in which they found that between 20% and 30% of French do not prefer people of another race as their neighbors. Another study by Pew research center in 2016 showed that only 26% of French believe that diversity makes their country a better place to live in contrast to 33% in the UK and 58% in the US. These percentages show that in comparison to the US, Canada, and the UK, France is the least tolerant. It also reveals that racial and ethnic diversity is seen more as a problem in France than in the US, the UK, Canada, and Australia.
Sources: Pew Research Center and Washington Post

2- Politicization of Arabs, Immigrants, and Islam

For decades, immigration has been a subject of political debate in France. French Arab which constitute the largest ethnic minority in France, have been the most stigmatized community and have been subject to political debates across the political spectrum. After 9/11, the stigmatization has rapidly gravitated toward Muslims (practitioners of Islam) which a large percentage is of Arab origin.
In early October 2020, French President Emmanuel Macron said that Islam is in crisis all over the world and plans to defend France’s secular values against what he termed as “Islamist radicalism”.
Source: Independent
The President’s comment is the latest example of mainstream politicians pandering to the far-right whose leader Marine Le Pen has seen her chances for winning the 2022 presidential election increased and is currently neck and neck with Macron.
Source: Politico
President Macron’s predecessors across the political spectrum have also used these tactics in the past:
Source: The Guardian
Source: The Guardian
Source: BBC
Source: France 24
According to Pew research, France has the largest Muslim community in Europe, representing 8.8% of the population. Yet, Muslims are often stigmatized in French political debates.
Source: Pew Research Center
To understand the place of Islam in France and how Arabs, Muslims, and Immigrants have been stigmatized across the political spectrum; it requires a need to understand three components: France’s secularism (laïcité), France’s history of colonialism and decolonization, and France’s history of anti-Semitism:

a- The French Revolution and the Birth of French Secularism (Laïcité)
For a very long time, France’s mainstream politics have had a deep suspicion of religion. A suspicion that dates back to the French Revolution. The French Revolution was a time in history when the population revolted against the Monarchy and the Church. For centuries, the Church had imposed its doctrine on society dictating every aspect of French lives. After the abolishment of the French monarchy, the new Republic began to marginalize the Catholic Church and all faiths from any participation and organization in public life. From that time onwards, the French State was born in direct opposition to the public display of religious organizations, religious faiths, religious symbols, and religious minorities.
In 1905, France enacted a law known as Laïcité, the French version of secularism. The 1905 law was founded on three main principles: the separation of Church and State, the supremacy of the State over religious institutions, and the neutrality of the State towards religion. In that regard, the French State guarantees the freedom of religion and the right of every French person to express one’s faith while respecting public order and institutions. The law does not recognize religious marriages and bans the display of religious symbols in public institutions.
This version of secularism explains in part the stigmatization of Muslims across the political spectrum.

b- France Colonial Past and Decolonization
In the 16th century, France established its first colony in Canada called New France at the time. A century later, France would colonize Africa and would take part in the slave trade of millions of Africans. The French colonization of North Africa (1830-1962) and the devastating Algerian Independence War (1954-1962) are factors that led to the presence of a major Arab community in France.
The Algerian war was France’s most violent decolonization. At the time, the French colony had the highest concentration of French citizens to the point it was given the status of “Department” (A French Province).
The Algerian War of Independence (1954-1962)
After World War II, the French economy was in tatters. The country was facing challenges to maintain its colonies worldwide. Soon after, France lost to its colony Vietnam which declared independence along with Laos and Cambodia, Algeria began declaring its independence. This event led France to wage a bitter colonial war against Algeria to maintain its largest colony. In 1962, France under Charles De Gaulle capitulated to Algeria which managed to gain its independence from France. Many French at the time saw De Gaulle's act as a betrayal to France and saw Algerians as the enemy to French integrity.
The Franco-Algerian war led to a massive emigration of Algerians to France, especially those who stood by France during the war. Immigration to France was not a new phenomenon at the time as privileged Algerians, Moroccans, Tunisians, Senegalese, Ivorians, and others (a majority of them being Muslims) had emigrated to France way before the conflict ever started. However, the war made it difficult for France to manage the massive wave of migration.
France's loss to Algeria would be a main factor that can explain the perception of native French on Arabs and Muslims. Initially, the negative public perception would focus on race and ethnicity targeting Arabs and Blacks, however as decades went by, especially after the 9/11 terrorist attack in New York, the focus would gradually gravitate towards religion targeting specifically Muslims and their faith (Islam). The figure below shows an increase in attacks against Muslims as they continue to face mistrust and violence in the secular country.
Source: The Huffington Post
c- Anti-Semitism
France has had a long history of anti-Semitism and discrimination against the Jews. The persecution began in the 12th Century after the Second Crusade with French clergyman giving frequent anti-Semitic sermons and discriminative taxes.
It was not after the French Revolution under Napoleon that citizenship was granted to the Jews. However, the celebration of the newfound freedom would be short-lived, as Napoleon would introduce anti-Jewish measures that annulled, reduced, or postponed all debts with Jews causing near ruin to the Jewish community. Restrictions were also placed on Jews to force them to assimilate.
In the late 19th century, an upsurge of anti-Semitism took place with newspapers circulating anti-Semitic rhetoric (i.e. The 1886 anti-Semetic Best Seller book of Edouard Drumont’s La France Juive). Nearly four decades later, at the beginning of World War I, Jewish immigration and anti-semitic campaigns were halted because of the need of the united front against Germany.
In 1894, the infamous Dreyfus case made shockwaves when Captain Alfred Dreyfus, a French Jew accused of espionage for the Germans, was sentenced for life. The government chose to suppress the evidence proving his innocence until Emile Zola and Jean Jaures brought to light the conspiracy. Dreyfus was released after serving ten years. The incident pushed France to create the 1905 Laïcité law.
France played a major role during the Second World War, when the Vichy government under Marshal Pétain collaborated with the Nazis by taking part in the deportation of 80,000 Jews to Nazi concentration camps, the execution of 15,000 Jews, and the creation of anti-Jewish discrimination laws. It was not until 2010 that France’s highest judicial body revealed that Nazi officials did not force the French to betray their fellow citizens and that anti-Semitic persecution was carried out willingly.
Source: France 24
For decades, the French government denied their involvement. It was not until 1995 that France under Jacques Chirac admitted France’s guilt and role in the persecution and mass deportations of Jews. With the long years of denial, it took also a long time for the French government to apprehend and try French war criminals (Jean Leguay in 1979, Paul Touvier in 1994, Maurice Papon in 1997). Marshal Pétain was only charged with treason not war crimes and had his sentence was commuted from death to life imprisonment by General De-Gaulles. Most convicts were given amnesty a few years later.
Thousands of French war criminals and collaborators would escape prosecution such as Jacques de Bernonville and Jacques Ploncard d'Assac whose son would join the National Front (now National Rally).
These criminals would also join the Organisation Armée Secrète or OAS (meaning Secret Armed Organisation) which carried out terrorist attacks, including bombings and assassinations, in an attempt to prevent Algeria's independence from French colonial rule.
The National Rally has a collection of Hitler and Nazi collaborator admirers whose far-right ideology is still part of the party’s DNA today.
France’s far-right ideology has a long history which dates back to the French revolution. Thirty years after World War II, the far-right movement would publicly resurface in 1972 under the leadership of Jean Marie Le Pen, the founder of the 'Front National' (National Front) party. The National Front under Le Pen was notorious for making anti-Semitic statements with a derogatory fixation on France’s Jewish population.
In the late 1970’s, a surge of racist and anti-Semitic attacks were carried against the Jewish community with monuments and cemeteries being desecrated and restaurants and shops being vandalized. Anti-Semitism would continue to be a problem in the late 1980s and 1990s. Many Jews were concerned of the rise of the National Front in politics which espouses anti-immigration and anti-Semitic views.
Jean-Marie Le Pen would also frame the narrative of the rejection of North African Muslim immigrants and “The Arab”. In 2011, her daughter Marine Le Pen would later re-brand the party to the name ‘Rassemblement National’ (National Rally) to soften the party’s past image on anti-Semitism. Only this time, her party would rally under the banner of “Laïcité” to spread Islamophobic attacks.
While many French citizens decry National Rally’s anti-Semitic discourse, many remain silent on anti-Islam or anti-Arab narratives by dismissing them as a right to free speech.
Source: Google
The rise of the far-right discourse in France has led to an increase in hate crimes against Jews and Muslims. According to the National Consultative Commission on Human Rights, CNCDH, a French governmental organization, the number of acts and threats of anti-Semitism (plotted in green) and racism and xenophobia (plotted in blue) has been on the rise.
Source: FiveThirtyEight
The upward trend of attacks also mirrors the rise of the National Rally which has been gaining popularity in key election battlegrounds. As a result, many Jews are pondering whether they should leave France. The trends show a growing exodus of Jews from France to Israel. France, home to the largest Jewish community in Europe, has seen the largest exodus of Jews for Israel in Western Europe.
Source: Vox

3- The Rise of France’s Far Right

For the past decades, the far-right has seen a gradual increase in voters support. Since 2011, the Party under the leadership of Marine Le Pen would see a stellar rise. Marine Le Pen’s anti-immigrant, anti-Europe, and anti-Islam stance was able to win her 10 million voters.
After decades of a toxic reputation linked with anti-Semitism and xenophobia, Marine Le Pen took the reins from her father and adopted a strategy of toning down their xenophobic and anti-Semitic image. The tactic worked in the party’s favor.
The stellar rise of Le Pen marks the growing normalization of far-right support in France. The far-right party under the banner of defending the principle of “Laïcité” (French version of secularism) and French identity, was able to rally a growing number of voters against Muslims and their faith. The slogan Le Pen concocted was ‘No to Islamism’. The National Rally wanted to paint the picture of Islam as an enemy fundamentalist ideology rather than a religion. This emphasis on Islamism started with Marine Le Pen in 2010 and has become the focus of her rhetoric.
The popularity of the far-right sets a dangerous precedent as mainstream political parties are gradually failing in halting the National Rally from taking the presidency. Across the spectrum, some politicians are starting to adopt some of Le Pen’s talking points. They are regularly using the identity card for political gains.
During the 2016 Presidential campaigns, Former Conservative candidate Francois Fillion called for a ban on the full-body Islamic burkini swimming suit. Former socialist prime minister, Manuel Valls, and former right-wing president Nicholas Sarkozy rallied behind the mayors’ ban on burkini swimming suits. Sarkozy made a promise to extend the ban on the hijab in schools to universities and restrict access to benefits for women who violate the ban, an action that has been detrimental to the emancipation and integration of young Muslim women. Today, Macron is trying to brandish his tough-on-Islam credentials in a populist political environment.
Source: Britannica
Source: AFP
Source: BBC
The stigmatization of minorities in political debates shows the ugliness of French politics. The French media has also been guilty of taking part in the narrative where inflammatory and racist statements have also been published.
Illustrations of Media Racism

4- French Secularism: The Root Cause of France’s Intolerance towards multi-culturalism

France is a country in crisis. The country’s secularism (French Laïcité) follows a doctrine that is fundamentalist and dogmatic, creating an environment of intolerance and lack of acceptance for other cultures. For a very long time, France has always wanted Assimilation and not Integration.
French secularism has been used as a political tool to target minorities and their faith. In the 1920s and 1930s, Polish and Italians immigrants were often targeted for practicing their Catholic faith and displaying their religious symbols in public.
In the aftermath of the Algerian war, the rejection of the North Africans was more of a rejection of their ethnicity rather than their religion. Over time, xenophobic attacks on French Arabs, Blacks, and other minorities eventually led to the 1983 March in protest against widespread racism, discrimination, and racial profiling and violence. For many young French of Arab descent (mostly of the second generation), the movement placed a greater emphasis on the acceptance of ethnic and cultural identity. The movement was advocacy for anti-racism, equality, political integration, social integration, and economic integration for minorities.
The 1983 March prompted President François Mitterrand to intervene in an attempt to diffuse the escalating movement. While the French authorities managed to diffuse the movement to the issue of race, it disregarded the demands for cultural recognition and socio-economic integration.
For decades, the government's lack of initiative to take minorities' demands seriously, compounded the frustrations of Franco-Arabs and other minorities. To add insult to injury, mainstream politicians have been politicizing their cultural identity and faith.

5- French Youth Radicalism: Decades of Marginalization in the Making

Years of constant stigmatization and exclusion of their cultural identity, ethnicity, and religion have driven French Arabs feeling very bitter towards their country France. But worse, it has pushed some French youths towards radicalism. While most French would attribute Islam as the cause of radicalism and violence, research has shown that the majority of Muslims staunchly oppose violence in the name of Islam (Pew Research Center).
The 1995 Paris metro bombings, the 2015 Charlie Hebdo attack, the 2015 Jewish Kosher Supermarket attack in Nice, and the 2015 mass shootings attacks on Stade de France, and other atrocious attacks are symptoms of France’s years of marginalization and intolerance towards its ethnic minorities giving birth to youth radicalism and terrorism. The increasing number of attacks paint a trouble picture.
According to a study on Terrorism, France holds the largest number of foreign fighters in western Europe. A 2016 report published by the International Centre for Counter-Terrorism (ICCT) estimates that over 900 French foreign fighters had traveled to Syria and Iraq between 2012 and 2015. Of this total, 75 percent had joined ISIS. The study paints a scary picture of a potential of 2000 radicalized French citizens that could be active in terrorist activities.
In contrast to France, the UK had about 750 foreign fighters who traveled abroad between 2011 and 2015. On the other hand, the US had far less with 200 US citizens and residents were convicted of terrorism-related activities between 2001 and 2013. About 250 Americans attempted to or successfully traveled to Syria and Iraq. While Canada had only 185 Canadian foreign fighters had traveled abroad.
The reason why France has more foreign fighters than its British and North-American counterparts is that the perceived better social, economic, and political integration of Muslims and other minorities in North American communities as compared to France.
Source: Pew Research Center
According to Pew Research Center, most Muslims in France feel very French however they feel that the native French don’t see them as French because of their ethnicity. The study also found that French Muslims are somewhat more likely than those in other Western countries to report that they have had experienced xenophobic and racist attacks with younger Muslims more likely to report a bad experience.
The Legatum Prosperity Index is an index that measures a country's level of individual freedom. The index ranks countries based on access to legal rights; freedom of speech and religion; and social tolerance, notably towards immigrants and ethnic minorities. The ranking shows that the UK (11th place), Canada (14th place), and the United States (18th place) are more tolerant than France ranking at 23rd place.
Part of the problem of France’s intolerance towards its minorities lies in its secondary education system. The French education system tends to glorify France's history while minimizing its legacy of colonialism and oppression. Such a set-up creates an uncomfortable feeling of identity for French minorities. Furthermore, contrary to North America, ethnic cultural studies are non-existent in France's secondary education. Such an education ecosystem creates a cultural rift between the majority culture and the minority multi-ethnic culture. A rift that the far-right has been able to exploit to its advantage.

6- France’s Secular Fundamentalism vs Secularism

Today, France’s version of secularism (Laïcité) is borderline 'secular fundamentalism'. This form of secularism is defined in the urban dictionary as:
The adherence to anti-religious ideology that militantly ridicules, mocks, scorns and satirizes the idea of the existence of a deity or deities and or religion, indifferent of feelings of bigotry intolerance hatred and persecution that adherents feel as a result.”
France’s secularism embodied by the spirit of Voltaire differ greatly from the Anglophones’ secularism embodied by the spirit of John Locke. The former advocates for State freedom from religious influence while the latter advocates for State liberal toleration towards religion. The two contrasting philosophies explain why multiculturalism tends to thrive in countries like the US, Canada, UK, New Zealand, or Australia as compared to France.
Laïcité comes from the Latin word ‘laicus’ which means “of the people”. It is a republican social pact that defines a place for religion in society. However, many francophones who look up to France, have a hard time reconciling the version of Laïcité that France is perpetuating. The kind of secularism that French politicians and the public have been using to justify intolerance and exclusion. True Laïcité should not be used to justify xenophobic and racist intolerance towards a particular ethnic minority group.
If there is one model of Laïcité that France should learn from is of its former colony Senegal. At the time of colonization, Senegal became the primary French base in West Africa. The West African nation’s secularism was heavily influenced by France’s concept of secularism with a strong sense of civil society; a tradition that has been maintained since its 1960 independence. Senegal is a vibrant democracy with 20 ethnic groups and has a predominantly Muslim population (about 94%). The Christian population represents 5% while other beliefs represent 1%. It is a country that respects and tolerates different religions and faiths. For instance, Senegal’s first President Leopold Sedar Senghor was a Catholic who ruled the country for 20 years. His successor Abdou Diouf is a Muslim married to a Christian wife. Diouf's son is a Muslim married to a Jewish wife. Abdou Diouf’s successor, Abdoulaye Wade is a Muslim married to a French Christian wife. Furthermore, Senegal recognizes both Muslim and Christian holidays as national holidays. So, religious, cultural and ethnic tolerance has been part of the DNA of Senegal.
Contrary to France, Senegal’s secularism can be described as a hybrid between the French and Anglo-Saxon models of secularism. On the one hand, the secular state maintains a separation between religious and governmental institutions, and on the other hand, it allows religious and non-religious institutions to try to influence the government, without ever threatening the nation’s peaceful coexistence among various faiths. In this context, Senegal’s form of secularism is used as a political instrument for the social control of religion while ensuring the freedom and protection of religion against persecution, abuse, and public bigotry.

Conclusion: What Secularism Should Be and Should Not Be?

Secularism should not be used as an ideology to force people to assimilate or place a ban on a person’s freedom to wear religious symbols or clothes in public, in the same way, that it is practiced in authoritarian regimes like China where religious persucution and cultural genocide is taking place, or in countries with sharia law where the State forces the wearing of hijabs. Instead, secularism should be a political principle that embraces and values all faiths, and provides the freedom of choice to all individuals.
Secularism should not be used as an excuse to perpetuate xenophobic attacks and bigotry on minorities, but instead should be used as a platform to promote tolerance of multiculturalism and diversity. Freedom of expression does not justify in any way whatsoever the attack of a person's faith or identity.
The conclusion is that France’s aggressive and fundamentalist version of secularism compounded with decades of stigmatization and marginalization of minorities has contributed to the radicalization of French Muslim youths, who then turn to terrorism. France should learn from the Anglo-Saxon model and Francophone models such as Senegal. Until France frees itself from denialism and takes minorities seriously in terms of cultural tolerance, ethnic identity recognition and socio-economic inclusion, France will continue to remain a country in crisis and in decline.

Sources:
https://www.economist.com/europe/1998/07/16/how-racist-is-france
https://www.politico.eu/europe-poll-of-polls/france/
https://www.pewresearch.org/fact-tank/2017/11/29/5-facts-about-the-muslim-population-in-europe/
https://visual.ly/community/Infographics/human-rights/islamophobia-france-alive-and-well
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https://fivethirtyeight.com/features/france-has-a-history-of-anti-semitism-and-islamophobia/
https://www.vox.com/2016/1/29/10871054/jews-france-aliyah-charts
https://www.prosperity.com/rankings?pinned=&filter=
https://macdonaldlaurier.ca/files/pdf/20190205_MLI_Canadian_Terrorists_Wilner_PAPER_WebFinal.pdf
https://www.businessinsider.com/france-weighs-legalizing-race-statistics-to-picture-discrimination-2020-6
https://www.bbc.com/news/world-europe-39870460
https://www.brookings.edu/research/muslims-and-the-secular-city-how-right-wing-populists-shape-the-french-debate-over-islam/
https://www.pewresearch.org/fact-tank/2017/11/29/5-facts-about-the-muslim-population-in-europe/
https://theconversation.com/how-senegal-keeps-unique-balance-between-religion-and-a-secular-state-119851
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https://foreignpolicy.com/2016/04/07/the-battle-for-the-french-secular-soul-laicite-charlie-hebdo/
https://www.wikiwand.com/en/Organisation_arm%C3%A9e_secr%C3%A8te
https://www.wikiwand.com/en/Collaborationism
https://www.wikiwand.com/en/Jacques_Ploncard_d%27Assac
https://www.express.co.uk/news/uk/183845/France-to-expose-Nazi-collaborators-from-WW2
https://www.jewishvirtuallibrary.org/france-virtual-jewish-history-tour
https://jacobinmag.com/2020/10/france-islamophobia-secularism-macron-marine-le-pen
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2020.10.13 16:05 wisconsindeathtrick 1 week off

Hi, this post is just me sharing my experience as a 26 yo who dug a hole a month ago and now is starting to climb out of it. If that can help anyone out there to leave this disease behind.
Basically i never placed my bet my entire existence, until about a month and half ago, i started with a 100 I had laying around. Lost it, and then just left the bookie for a while, but this thought kept haunting me : what if ive won ? Its that easy to make money, i only need to win like 3 times in a row and ill be 1k richer than i was 2 hours ago, and guess what, it did happen, and i was up 1k, so that reassure me of how easy it was to earn money. So i placed a bet after another, chasing loss after loss, until i had money left, so I took a loan thinking "okay, i only need to bet big and win once and ill cover my losses" and guess what, the surest bets werent sure after all, so the losses continued but now it was more damaging as the bets were big, so fast forward to that ive found myself 11k in debt, which in perspective for some might not be that bad, but keep in mind that first of all this is all in a span of one month, imagine what i could have bought with 11k, and secondly here in france the incomes arent gigantic as probably the US, so earning 2.5k a month with lot of expenses, specially in Paris but after hitting rock bottom, isolating myself from everyone and my day would be sum up in me waiting for the next game ive bet on, it made me learn and change a lot of things so fast :
I guess this was me ranting about stuff you probably already know, just quit this shit, weither you're 20k ahead or 20k in debt, it only gets worse in the long run and i've learned that the hard way.
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2020.10.13 15:51 finnagains China: Traditions - Will Confucius Marry Marx? Pepe Escobar • 9 Oct 2020

Chinese scholar Lanxin Xiang has written a book The Quest for Legitimacy in Chinese Politics, that is arguably the most extraordinary effort in decades trying to bridge the East-West politico-historical divide.
It’s impossible in a brief column to do justice to the relevance of the discussions this book inspires. Here we will highlight some of the key issues – hoping they will appeal to an informed readership especially across the Beltway, now convulsed by varying degrees of Sinophobia.
Xiang delves right into the fundamental contradiction: China is widely accused by the West of lack of democratic legitimacy exactly as it enjoys a four-decade, sustainable, history-making economic boom.
He identifies two key sources for the Chinese problem: “On the one hand, there is the project of cultural restoration through which Chinese leader Xi Jinping attempts to restore ‘Confucian legitimacy’ or the traditional ‘Mandate of Heaven’; on the other hand, Xi refuses to start any political reforms, because it is his top priority to preserve the existing political system, i.e., a ruling system derived mainly from an alien source, Bolshevik Russia.”
Ay, there’s the rub: “The two objectives are totally incompatible”.
Xiang contends that for the majority of Chinese – the apparatus and the population at large – this “alien system” cannot be preserved forever, especially now that a cultural revival focuses on the Chinese Dream.
Needless to add, scholarship in the West is missing the plot completely – because of the insistence on interpreting China under Western political science and “Eurocentric historiography”. What Xiang attempts in his book is to “navigate carefully the conceptual and logical traps created by post-Enlightenment terminologies”.
Thus his emphasis on deconstructing “master keywords” – a wonderful concept straight out of ideography. The four master keywords are legitimacy, republic, economy and foreign policy. This volume concentrates on legitimacy (hefa, in Chinese).
When law is about morality
It’s a joy to follow how Xiang debunks Max Weber – “the original thinker of the question of political legitimacy”. Weber is blasted for his “rather perfunctory study of the Confucian system”. He insisted that Confucianism – emphasizing only equality, harmony, decency, virtue and pacifism – could not possibly develop a competitive capitalist spirit.
Xiang shows how since the beginning of the Greco-Roman tradition, politics was always about a spatial conception – as reflected in polis (a city or city-state). The Confucian concept of politics, on the other hand, is “entirely temporal, based on the dynamic idea that legitimacy is determined by a ruler’s daily moral behavior.”
Xiang shows how hefa contains in fact two concepts: “fit” and “law” – with “law” giving priority to morality.
In China, the legitimacy of a ruler is derived from a Mandate of Heaven (Tian Ming). Unjust rulers inevitably lose the mandate – and the right to rule. This, argues Xiang, is “a dynamic ‘deeds-based’ rather than ‘procedure-based’ argument.”
Essentially, the Mandate of Heaven is “an ancient Chinese belief that tian [ heaven, but not the Christian heaven, complete with an omniscient God] grants the emperor the right to rule based on their moral quality and ability to govern well and fairly.”
The beauty of it is that the mandate does not require a divine connection or noble bloodline, and has no time limit. Chinese scholars have always interpreted the mandate as a way to fight abuse of power.
The overall crucial point is that, unlike in the West, the Chinese view of history is cyclical, not linear: “Legitimacy is in fact a never-ending process of moral self-adjustment.”
Xiang then compares it with the Western understanding of legitimacy. He refers to Locke, for whom political legitimacy derives from explicit and implicit popular consent of the governed. The difference is that without institutionalized religion, as in Christianity, the Chinese created “a dynamic conception of legitimacy through the secular authority of general will of the populace, arriving at this idea without the help of any fictional political theory such as divine rights of humanity and ‘social contract’’.
Xiang cannot but remind us that Leibniz described it as “Chinese natal theology”, which happened not to clash with the basic tenets of Christianity.
Xiang also explains how the Mandate of Heaven has nothing to do with Empire: “Acquiring overseas territories for population resettlement never occurred in Chinese history, and it does little to enhance legitimacy of the ruler.”
In the end it was the Enlightenment, mostly because of Montesquieu, that started to dismiss the Mandate of Heaven as “nothing but apology for ‘Oriental Despotism’”. Xiang notes how “pre-modern Europe’s rich interactions with the non-Western world” were “deliberately ignored by post-Enlightenment historians.”
Which brings us to a bitter irony: “While modern ‘democratic legitimacy’ as a concept can only work with the act of delegitimizing other types of political system, the Mandate of Heaven never contains an element of disparaging other models of governance.” So much for “the end of history.”
Why no Industrial Revolution?
Xiang asks a fundamental question: “Is China’s success indebted more to the West-led world economic system or to its own cultural resources?”
And then he proceeds to meticulously debunk the myth that economic growth is only possible under Western liberal democracy – a heritage, once again, of the Enlightenment, which ruled that Confucianism was not up to the task.
We already had an inkling that was not the case with the ascension of the East Asian tigers – Singapore, Hong Kong, Taiwan and South Korea – in the 1980s and 1990s. That even moved a bunch of social scientists and historians to admit that Confucianism could be a stimulus to economic growth.
Yet they only focused on the surface, the alleged “core” Confucian values of hard work and thrift, argues Xiang: “The real ‘core’ value, the Confucian vision of state and its relations to economy, is often neglected.”
Virtually everyone in the West, apart from a few non-Eurocentric scholars, completely ignores that China was the world’s dominant economic superpower from the 12th century to the second decade of the 19th century.
Xiang reminds us that a market economy – including private ownership, free land transactions, and highly specialized mobile labor – was established in China as early as in 300 B.C. Moreover, “as early as in the Ming dynasty, China had acquired all the major elements that were essential for the British Industrial Revolution in the 18th century.”
Which brings us to a persistent historical enigma: why the Industrial Revolution did not start in China?
Xiang turns the question upside down: “Why traditional China needed an industrial revolution at all?”
Once again, Xiang reminds us that the “Chinese economic model was very influential during the early period of the Enlightenment. Confucian economic thinking was introduced by the Jesuits to Europe, and some Chinese ideas such as the laisser-faire principle led to free-trade philosophy.”
Xiang shows not only how external economic relations were not important for Chinese politics and economy but also that “the traditional Chinese view of state is against the basic rationale of the industrial revolution, for its mass production method is aimed at conquering not just the domestic market but outside territories.”
Xiang also shows how the ideological foundation for Adam Smith’s The Wealth of Nations began to veer towards individualist liberalism while “Confucius never wavered from a position against individualism, for the role of the economy is to ‘enrich people’ as a whole, not specific individuals.”
All that leads to the fact that “in modern economics, the genuine conversation between the West and China hardly exists from the outset, since the post-Enlightenment West has been absolutely confident about its sole possession of the ‘universal truth’ and secret in economic development, which allegedly has been denied to the rest of the world.”
An extra clue can be found when we see what ‘economy” (jingji) means in China: Jingji is “an abbreviate term of two characters describing neither pure economic nor even commercial activities. It simply means ‘managing everyday life of the society and providing sufficient resources for the state”. In this conception, politics and economy can never be separated into two mechanical spheres. The body politic and the body economic are organically connected.”
And that’s why external trade, even when China was very active in the Ancient Silk Road, “was never considered capable of playing a key role for the health of the overall economy and the well-being of the people.”
Wu Wei and the invisible hand
Xiang needs to go back to the basics: the West did not invent the free market. The laisser-faire principle was first conceptualized by Francois Quesnay, the forerunner of Adam Smith’s “invisible hand”. Quesnay, curiously, was known at the time as the “European Confucius”.
In Le Despotisme de la Chine (1767), written 9 years before The Wealth of Nations, Quesnay was frankly in favor of the meritocratic concept of giving political power to scholars and praised the “enlightened” Chinese imperial system.
An extra delicious historical irony is that laisser-faire, as Xiang reminds us, was directly inspired by the Taoist concept of wu wei – which we may loosely translate as “non-action”.
Xiang notes how “Adam Smith, deeply influenced by Quesnay whom he had met in Paris for learning this laisser-faire philosophy, may have got right the meaning of wu wei with his invention of “invisible hand”, suggesting a proactive rather than passive economic system, and keeping the Christian theological dimension aside.”
Xiang reviews everyone from Locke and Montesquieu to Stuart Mill, Hegel and Wallerstein’s “world system” theory to arrive at a startling conclusion: “The conception of China as a typical ‘backward’ economic model was a 20th century invention built upon the imagination of Western cultural and racial superiority, rather than historical reality.”
Moreover, the idea of ‘backward-looking’ was actually not established in Europe until the French revolution: “Before that, the concept of ‘revolution’ had always retained a dimension of cyclical, rather than ‘progressive’ – i.e., linear, historical perspective. The original meaning of revolution (from the Latin word revolutio, a “turn-around”) contains no element of social progress, for it refers to a fundamental change in political power or organizational structures that takes place when the population rises up in revolt against the current authorities.”
Will Confucius marry Marx?
And that brings us to post-modern China. Xiang stress how a popular consensus in China is that the Communist Party is “neither Marxist nor capitalist, and its moral standard has little to do with the Confucian value system”. Consequently, the Mandate of Heaven is “seriously damaged”.
The problem is that “marrying Marxism and Confucianism is too dangerous”.
Xiang identifies the fundamental flaw of the Chinese wealth distribution “in a system that guarantees a structural process of unfair (and illegal) wealth transfer, from the people who contribute labor to the production of wealth to the people who do not.”
He argues that, “deviation from Confucian traditional values explains the roots of the income distribution problem in China better than the Weberian theories which tried to establish a clear linkage between democracy and fair income distribution”.
So what is to be done?
Xiang is extremely critical of how the West approached China in the 19th century, “through the path of Westphalian power politics and the show of violence and Western military superiority.”
Well, we all know how it backfired. It led to a genuine modern revolution – and Maoism. The problem, as Xiang interprets it, is that the revolution “transformed the traditional Confucian society of peace and harmony into a virulent Westphalian state.”
So only through a social revolution inspired by October 1917 the Chinese state “begun the real process of approaching the West” and what we all define as “modernization”. What would Deng say?
Xiang argues that the current Chinese hybrid system, “dominated by a cancerous alien organ of Russian Bolshevism, is not sustainable without drastic reforms to create a pluralist republican system. Yet these reforms should not be conditioned upon eliminating traditional political values.”
So is the CCP capable of successfully merging Confucianism and Marxism-Leninism? Forging a unique, Chinese, Third Way? That’s not only the major theme for Xiang’s subsequent books: that’s a question for the ages.
(Republished from Asia Times)
Leftwinger
submitted by finnagains to BritishCommunist [link] [comments]


2020.10.13 15:49 finnagains China: Traditions - Will Confucius Marry Marx? Pepe Escobar • 9 Oct 2020

Chinese scholar Lanxin Xiang has written a book The Quest for Legitimacy in Chinese Politics, that is arguably the most extraordinary effort in decades trying to bridge the East-West politico-historical divide.
It’s impossible in a brief column to do justice to the relevance of the discussions this book inspires. Here we will highlight some of the key issues – hoping they will appeal to an informed readership especially across the Beltway, now convulsed by varying degrees of Sinophobia.
Xiang delves right into the fundamental contradiction: China is widely accused by the West of lack of democratic legitimacy exactly as it enjoys a four-decade, sustainable, history-making economic boom.
He identifies two key sources for the Chinese problem: “On the one hand, there is the project of cultural restoration through which Chinese leader Xi Jinping attempts to restore ‘Confucian legitimacy’ or the traditional ‘Mandate of Heaven’; on the other hand, Xi refuses to start any political reforms, because it is his top priority to preserve the existing political system, i.e., a ruling system derived mainly from an alien source, Bolshevik Russia.”
Ay, there’s the rub: “The two objectives are totally incompatible”.
Xiang contends that for the majority of Chinese – the apparatus and the population at large – this “alien system” cannot be preserved forever, especially now that a cultural revival focuses on the Chinese Dream.
Needless to add, scholarship in the West is missing the plot completely – because of the insistence on interpreting China under Western political science and “Eurocentric historiography”. What Xiang attempts in his book is to “navigate carefully the conceptual and logical traps created by post-Enlightenment terminologies”.
Thus his emphasis on deconstructing “master keywords” – a wonderful concept straight out of ideography. The four master keywords are legitimacy, republic, economy and foreign policy. This volume concentrates on legitimacy (hefa, in Chinese).
When law is about morality
It’s a joy to follow how Xiang debunks Max Weber – “the original thinker of the question of political legitimacy”. Weber is blasted for his “rather perfunctory study of the Confucian system”. He insisted that Confucianism – emphasizing only equality, harmony, decency, virtue and pacifism – could not possibly develop a competitive capitalist spirit.
Xiang shows how since the beginning of the Greco-Roman tradition, politics was always about a spatial conception – as reflected in polis (a city or city-state). The Confucian concept of politics, on the other hand, is “entirely temporal, based on the dynamic idea that legitimacy is determined by a ruler’s daily moral behavior.”
Xiang shows how hefa contains in fact two concepts: “fit” and “law” – with “law” giving priority to morality.
In China, the legitimacy of a ruler is derived from a Mandate of Heaven (Tian Ming). Unjust rulers inevitably lose the mandate – and the right to rule. This, argues Xiang, is “a dynamic ‘deeds-based’ rather than ‘procedure-based’ argument.”
Essentially, the Mandate of Heaven is “an ancient Chinese belief that tian [ heaven, but not the Christian heaven, complete with an omniscient God] grants the emperor the right to rule based on their moral quality and ability to govern well and fairly.”
The beauty of it is that the mandate does not require a divine connection or noble bloodline, and has no time limit. Chinese scholars have always interpreted the mandate as a way to fight abuse of power.
The overall crucial point is that, unlike in the West, the Chinese view of history is cyclical, not linear: “Legitimacy is in fact a never-ending process of moral self-adjustment.”
Xiang then compares it with the Western understanding of legitimacy. He refers to Locke, for whom political legitimacy derives from explicit and implicit popular consent of the governed. The difference is that without institutionalized religion, as in Christianity, the Chinese created “a dynamic conception of legitimacy through the secular authority of general will of the populace, arriving at this idea without the help of any fictional political theory such as divine rights of humanity and ‘social contract’’.
Xiang cannot but remind us that Leibniz described it as “Chinese natal theology”, which happened not to clash with the basic tenets of Christianity.
Xiang also explains how the Mandate of Heaven has nothing to do with Empire: “Acquiring overseas territories for population resettlement never occurred in Chinese history, and it does little to enhance legitimacy of the ruler.”
In the end it was the Enlightenment, mostly because of Montesquieu, that started to dismiss the Mandate of Heaven as “nothing but apology for ‘Oriental Despotism’”. Xiang notes how “pre-modern Europe’s rich interactions with the non-Western world” were “deliberately ignored by post-Enlightenment historians.”
Which brings us to a bitter irony: “While modern ‘democratic legitimacy’ as a concept can only work with the act of delegitimizing other types of political system, the Mandate of Heaven never contains an element of disparaging other models of governance.” So much for “the end of history.”
Why no Industrial Revolution?
Xiang asks a fundamental question: “Is China’s success indebted more to the West-led world economic system or to its own cultural resources?”
And then he proceeds to meticulously debunk the myth that economic growth is only possible under Western liberal democracy – a heritage, once again, of the Enlightenment, which ruled that Confucianism was not up to the task.
We already had an inkling that was not the case with the ascension of the East Asian tigers – Singapore, Hong Kong, Taiwan and South Korea – in the 1980s and 1990s. That even moved a bunch of social scientists and historians to admit that Confucianism could be a stimulus to economic growth.
Yet they only focused on the surface, the alleged “core” Confucian values of hard work and thrift, argues Xiang: “The real ‘core’ value, the Confucian vision of state and its relations to economy, is often neglected.”
Virtually everyone in the West, apart from a few non-Eurocentric scholars, completely ignores that China was the world’s dominant economic superpower from the 12th century to the second decade of the 19th century.
Xiang reminds us that a market economy – including private ownership, free land transactions, and highly specialized mobile labor – was established in China as early as in 300 B.C. Moreover, “as early as in the Ming dynasty, China had acquired all the major elements that were essential for the British Industrial Revolution in the 18th century.”
Which brings us to a persistent historical enigma: why the Industrial Revolution did not start in China?
Xiang turns the question upside down: “Why traditional China needed an industrial revolution at all?”
Once again, Xiang reminds us that the “Chinese economic model was very influential during the early period of the Enlightenment. Confucian economic thinking was introduced by the Jesuits to Europe, and some Chinese ideas such as the laisser-faire principle led to free-trade philosophy.”
Xiang shows not only how external economic relations were not important for Chinese politics and economy but also that “the traditional Chinese view of state is against the basic rationale of the industrial revolution, for its mass production method is aimed at conquering not just the domestic market but outside territories.”
Xiang also shows how the ideological foundation for Adam Smith’s The Wealth of Nations began to veer towards individualist liberalism while “Confucius never wavered from a position against individualism, for the role of the economy is to ‘enrich people’ as a whole, not specific individuals.”
All that leads to the fact that “in modern economics, the genuine conversation between the West and China hardly exists from the outset, since the post-Enlightenment West has been absolutely confident about its sole possession of the ‘universal truth’ and secret in economic development, which allegedly has been denied to the rest of the world.”
An extra clue can be found when we see what ‘economy” (jingji) means in China: Jingji is “an abbreviate term of two characters describing neither pure economic nor even commercial activities. It simply means ‘managing everyday life of the society and providing sufficient resources for the state”. In this conception, politics and economy can never be separated into two mechanical spheres. The body politic and the body economic are organically connected.”
And that’s why external trade, even when China was very active in the Ancient Silk Road, “was never considered capable of playing a key role for the health of the overall economy and the well-being of the people.”
Wu Wei and the invisible hand
Xiang needs to go back to the basics: the West did not invent the free market. The laisser-faire principle was first conceptualized by Francois Quesnay, the forerunner of Adam Smith’s “invisible hand”. Quesnay, curiously, was known at the time as the “European Confucius”.
In Le Despotisme de la Chine (1767), written 9 years before The Wealth of Nations, Quesnay was frankly in favor of the meritocratic concept of giving political power to scholars and praised the “enlightened” Chinese imperial system.
An extra delicious historical irony is that laisser-faire, as Xiang reminds us, was directly inspired by the Taoist concept of wu wei – which we may loosely translate as “non-action”.
Xiang notes how “Adam Smith, deeply influenced by Quesnay whom he had met in Paris for learning this laisser-faire philosophy, may have got right the meaning of wu wei with his invention of “invisible hand”, suggesting a proactive rather than passive economic system, and keeping the Christian theological dimension aside.”
Xiang reviews everyone from Locke and Montesquieu to Stuart Mill, Hegel and Wallerstein’s “world system” theory to arrive at a startling conclusion: “The conception of China as a typical ‘backward’ economic model was a 20th century invention built upon the imagination of Western cultural and racial superiority, rather than historical reality.”
Moreover, the idea of ‘backward-looking’ was actually not established in Europe until the French revolution: “Before that, the concept of ‘revolution’ had always retained a dimension of cyclical, rather than ‘progressive’ – i.e., linear, historical perspective. The original meaning of revolution (from the Latin word revolutio, a “turn-around”) contains no element of social progress, for it refers to a fundamental change in political power or organizational structures that takes place when the population rises up in revolt against the current authorities.”
Will Confucius marry Marx?
And that brings us to post-modern China. Xiang stress how a popular consensus in China is that the Communist Party is “neither Marxist nor capitalist, and its moral standard has little to do with the Confucian value system”. Consequently, the Mandate of Heaven is “seriously damaged”.
The problem is that “marrying Marxism and Confucianism is too dangerous”.
Xiang identifies the fundamental flaw of the Chinese wealth distribution “in a system that guarantees a structural process of unfair (and illegal) wealth transfer, from the people who contribute labor to the production of wealth to the people who do not.”
He argues that, “deviation from Confucian traditional values explains the roots of the income distribution problem in China better than the Weberian theories which tried to establish a clear linkage between democracy and fair income distribution”.
So what is to be done?
Xiang is extremely critical of how the West approached China in the 19th century, “through the path of Westphalian power politics and the show of violence and Western military superiority.”
Well, we all know how it backfired. It led to a genuine modern revolution – and Maoism. The problem, as Xiang interprets it, is that the revolution “transformed the traditional Confucian society of peace and harmony into a virulent Westphalian state.”
So only through a social revolution inspired by October 1917 the Chinese state “begun the real process of approaching the West” and what we all define as “modernization”. What would Deng say?
Xiang argues that the current Chinese hybrid system, “dominated by a cancerous alien organ of Russian Bolshevism, is not sustainable without drastic reforms to create a pluralist republican system. Yet these reforms should not be conditioned upon eliminating traditional political values.”
So is the CCP capable of successfully merging Confucianism and Marxism-Leninism? Forging a unique, Chinese, Third Way? That’s not only the major theme for Xiang’s subsequent books: that’s a question for the ages.
(Republished from Asia Times)
BritishCommunist
submitted by finnagains to leftwinger [link] [comments]


2020.10.11 20:37 elizabetch_taylor 100K Giveaway - Do RepLadies Dream of Authentic Sheep?

Do RepLadies Dream of Authentic Sheep?

”I've seen things you people wouldn't believe. So Black Kellys looking fire on the shoulders of RepLadies... I watched VCA motifs glitter in the dark after ePacket freight...”
Elizabot Taylor

🤖 Mood Board 🤖

My mood board is inspired by Philip K. Dick’s sci-fi novel Do Androids Dream of Electric Sheep?, and, to a greater extent, Ridley Scott’s film adaption Blade Runner. This neo-noir cult classic had a massive and lasting impact on the fashion world following its 1982 release. From Vivienne Westwood’s Spring 1983 Punkature collection to Alexander McQueen’s Givenchy Fall 1998 Couture, and from Jean Paul Gautier’s Fall 2009 Couture show to Raf Simons’ Spring 2018 Menswear collection, its influence can be seen on the runway to this day.
Less interestingly to anyone who isn’t me, the movie also informed my own personal style over the years — for good and for ill. I stole Pris’s moody rocker tramp look back in my art school days (oversized faux fur coats, holey 10 denier stockings, no pants, no hairbrush, studded everything), and in my twenties I did my best to cultivate Zhora’s homicidal fembot vibe (loads of PVC, thigh high boots, snake(skin) statement pieces, sparkly stuff, still no pants for the most part). Now, as I enter my thirties, I find myself drawn to Rachael’s colder, more feminine — but still bold — style (strong shoulders, impeccable tailoring, nipped waist, high collars, lots of texture). Still a bit slutty, of course — can’t program that out of me — but hopefully more in line with that specific kind of sex appeal that leaves men (synthetic and otherwise) very confused and a little upset.
In that spirit, I tried to make this mood board both as shoppable and wearable as possible — or at least as wearable as any cross between Britney Spears’ “Toxic” and Britney Spears’ “Slave 4 U” can be. I’ve included links for the items below, even if only for the benefit of the obscenely wealthy and/or wildly fiscally irresponsible among us ($270,000 diamond necklace, anyone?).
Beyond aesthetics, the subject matter itself makes Blade Runner an apt inspiration for this RepLadies contest. For the uninitiated, it tells the story of a group of genetically engineered biological androids — known as Replicants — who are on the lam in dystopian Los Angeles after a bloody mutiny off-world, and of the retired LAPD Blade Runner who reluctantly agrees to hunt them down.
Although the origin of these replicants differs from that of humans — they are a product of the Tyrell Corporation’s high-tech, rather than the product of knowledge in the biblical sense — they are made of the same stuff, capable of the same things (often more), and they appear to have developed their own motivations, desires, and the capacity to feel emotion just as humans do. It poses a question that hits close to RepLadies home: ultimately, is there really a meaningful difference between replica(nt)s and their “authentic” counterparts?
Just as replicants are the result of advanced robot evolution, the rep game has evolved, too. Gone are the days of Canal Street vinyl and iOffer mystery junk. High tier reps, nearly indistinguishable from the real deal, have become available to us. Like those replicants that can only be identified as non-human through a specialist’s investigation, many of our replicas require the keen eye of a trained authenticator. Some replicants, like the Nexus 7 model, can pass as human to anyone but the most experienced experts with access to the funkiest gadgets (cough, Entropy, cough). Although my 187 King lambskin classic flap, for instance, does not share a common origin with the auth CF, it shares the same materials, is of equal craftsmanship, serves the same practical function, and makes me just as happy. It feels and looks so real that I’m halfway convinced I bought it at the boutique (damn Tyrell Corp implanting those false memories again).
As you watch Blade Runner, you find yourself rooting for the replicants and their cause. The two years I’ve spent on RL have had a similar effect on me. I was initially — irrationally — a bit judgey about “fakes,” but reps have sure as shit won me over. I’ll be Team Replica(nt) until it’s time to die. Thanks for fighting the good fight, RL, and cheers to the next 100k auth-world mutineers.

Replica(nts)

🤖 Pris 🤖

🐑 MINI REVIEW 🐑

  • Item: Saint Laurent Niki flap-top shoulder bag — Medium / 28cm — Black Vintage/Crinkled Calfskin — Matelasse Chevron — Tonal Black-Coated Hardware
  • Seller: TS Redden
  • Factory: Jundu / Judun / Orange Couch / Orange Sofa — “original leather” version
  • Price: ¥1380 (Factory Price: ¥1280 + Commission: ¥100)
My Photos
I think we all have those bags. The ones that you know are ugly as sin, but their popularity makes you feel like a heretical nut for saying so. The ones that make you ask “but, like…why?” every time a review pops up on RL. You are relieved when the group buy finally ends, the reviews trickle out, and everyone shuts up about it already. And then one day, a year later, you’re like, Wait. I need that bag. So, yup. Now I have a Niki.
  • What I like: Holy smokes, it fits a truckload. Like, iPad, two A5 notebooks, pen case, AirPods, remote charger, 6 lipsticks, wallet, $60 of Nicorette and a random assortment of literal trash, all with room to spare. But it also looks cool when it’s basically empty? I don’t understand it, but I like it. It even packs flat in a suitcase. You can wear it a bunch of different ways, even though I only ever wear it the same one way. Mysteriously it gets more compliments at the grocery store than any other bag I own. I feel like it’s pretty accurate, but YSL is so all over the place that it’s hardly worth a vigorous QC. The quality and craftsmanship is very good overall. It’s that weird shiny crinkled leather that may as well be made of beetles — I wouldn’t know the difference. The more-recognizably-leather interior pocket is very nice, though. No fufu worth writing home about. Hardware has a satisfying weight to it.
  • What I don’t like: I wanted a black hardware bag BAD (Dear Santa, where the fuck is my so black chevron reissue, already?), but decided to go for one that was cheap enough that I wouldn’t be utterly devastated when it inevitably chipped. Lo! Just as prophesied, that shit chiiiiipped. I can’t be too mad about it, because duh, but yeah this is basically the bag equivalent of Roy Batty: Jundu made their BHW as well as they could make it, but not to last. I still wear it out because I feel like if you’re gonna have chipped hardware on a bag, it should be on a Niki.
  • Would I recommend it to others: Y, if current or lapsed crust punk

🐑 FUTURED ITEMS 🐑

  • Tom Ford embellished dress (Spring 2015 RTW)
  • The Attico tiger-print velvet coat - Mytheresa
  • The Attico ‘Tate’ kitten heel ankle boots in black suede - Mytheresa
  • Eéra ‘Lucy’ 18k white gold choker with diamonds in black - luisaviaroma
  • Kuboraum X5 Mask unisex sunglasses in black - farfetch
  • Wolford Individual 10 Stay-Up in black - Wolford

🤖 Zhora 🤖

🐑 MINI REVIEW 🐑

  • Item: (Old!) Céline Classic Bag - Medium / 24cm - Ombré / Ring Lizard (Varanus Salvator) in Natural - Gold Hardware
  • Seller: TS Redden
  • Factory: Angel
  • Price: Factory sale price ¥2000 (originally ¥5800) + ¥200 commission
My Photos
Ok, so I kinda hate the Céline Box (mods don’t ban me). But this one. This lizard guy is special. This is my box bag hall pass. I’ve wanted it FOREVER, but the reps are usually like $1.2mil, even for the shitty ones. Then one day, my truest rep friend (sorry, other rep friends) was like, “yo, check Redden’s moments.” Factory sale, baby! Angel was selling it dirt cheap because it had a bit of yellow discoloration (most likely from being stored near a light source). Redden didn’t have a photo of the flawed sale bag in question, just factory pics, so I ordered it sight-unseen because OMG FREE.
  • What I like: Well, for one, this bag fucks. Sophisticated, unfussy, ugly-chic Phoebe Philo-style fucking. But, hey, sex! This was my first ever exotic bag, and I absolutely love the shine and tactile aspects of the lizard leather. Why did I ever waste my time on cow bags?! The color is correct, the pattern is well centered, and the hardware color and finish are spot on. As far as craftsmanship, the stitching is done well — nothing skipped, popped, or loose — but in some areas the stitches are a touch swervey. I would consider this a flaw on the box calf, liege, or goatskin versions of this bag, but more leeway should be given when it comes to exotic leathers. And the yellowing that caused that steep, steep discount? Barely noticeable. Even Redden was shocked that a sale bag was so “perfect.”
  • What I don’t like: Honestly in terms of accuracy and quality I think it‘s right on the money. My only gripe is a lizard (and frankly personal) problem: I’m too wuss to take it out in the rain, let it sit in the sun, look at it funny, etc. Also I don’t think the lamb lining is as nice as Marble’s (c. 2018, at least).
  • Would I recommend it to others: Y, you fools, give Angel all your money

🐑 FUTURED ITEMS 🐑

Look 1:
  • Miu Miu grosgrain-trimmed PVC trench coat - Net-a-Porter
  • Thierry Mugler cut-out minidress (Spring 2016 RTW)
  • Alexander McQueen 105mm ‘Peak’ leather over-the-knee boots - luisaviaroma
  • Bulgari Serpenti Viper ear cuff in 18k RG, WG, YG and black rhodium - Bulgari
  • Bulgari Serpenti Viper one-coil ring in 18k RG with black onyx and pavé diamonds - Bulgari
  • Bulgari Serpenti Spiga Ceramica five-coil watch - The Jewellery Editor
Look 2:
  • David Koma sequin long cape mini dress - FWRD
  • René Caovilla ‘Cleo’ 110mm crystal-embellished sandals in Metallic - Net-a-Porter
  • Begüm Khan Evil Eye Evening Bag - Brown Rhodium Plated Large - Begüm Khan
  • Dries van Noten snake-print stretch-mesh gloves - Net-a-Porter
  • Bulgari diamond Serpenti necklace - Christie’s
  • Tom Ford Cream and Powder Eyeshadow in Golden Peach (sooo sparkly) - Neiman Marcus

🤖 Rachael 🤖

🐑 MINI REVIEW 🐑

  • Item: Chanel Classic Flap - Medium - Black Patent Leather and SHW
  • Seller: TS Redden
  • Factory: 187 — High tier
  • Price: $203.15 USD (Factory Sale Price: ¥1300 + Commission: ¥50)
My Photos
Last time I reviewed a medium black SHW CF from 187, I wrote multiple, literal sonnets in its honor. As this is meant to be a mini-review — and given the Japanese influence on the Blade Runner universe and aesthetic — I thought a haiku would be more fitting:
Hazy memories —
A sale, a WeChat message
Why did I buy that?
  • What I like: Long story short, I ordered this bag mid-blackout at a Diwali party because it was on super-sale. After waking up the next day and despairing about my drunken impulse shopping, I managed to rationalize the purchase with the idea that it would be a perfect alternative to my lamb CF. Impervious to both traveling and shitty weather, it would stand in li’l lamby’s stead as I carelessly squished it into a suitcase or tossed it into a puddle. That justification mostly panned out. Overpacked Tumis do not fuck it up, but I have noticed permanent creasing on the back from opening and closing the flap (even from just the few times I’ve worn it). Stitching is good, and the shape is right. Alignment is 👌, puff-factor also. It is black, as requested. Thus concludes the stuff I like.
  • What I don’t like: So, guys, I’m here to tell you this is not a modern cool girl bag. I offer Paris Hilton into evidence: the only person on the whole internet that I could find wearing this bag. And, like, not even recently. That said, I’m really trying to make it cool. Really, really hard. I think the only way to make it work is the Rachael way: all black or monochrome, with lots of contrasting textural interest and exaggerated silhouettes. Beyond issues of style (or lack thereof), there are a couple of quality and accuracy nitpicks. Chiefly, the chain is so motherfucking SQUEAKY, I may go insane. It is also super stiff and doesn’t slide easily through the grommets. It is a little too short, as well: 16.5” strap drop vs. the auth’s 17”. It’s worth pointing out that 187 uses completely different hardware for their King and High bags. It’s most noticeable when comparing turnlocks. The High’s CC is a very icy silver, to the point that it looks almost blue next to the King’s. It also looks a bit cheap, but I can’t put my finger on why exactly this is. Annoyingly, its turnlock also doesn’t match the silvertone of the chain and grommets, which are closer in color to the King’s. One final note of comparison: while the lambskin lining is very nice relative to some of my reps from other factories, it is noticeably less nice than the King lining. I guess the big takeaway for me is that the price difference between the tiers might be worth paying, afterall. I know I personally will not be buying another High version after this.
  • Would I recommend it to others: I mean, probably not. Unless you want to take this exact one off my hands, in which case, Yes! Do it! 100/10

🐑 FUTURED ITEMS 🐑

  • Gucci python peplum jacket (Fall 2013 RTW) - Net-a-Porter
  • Gucci python pencil skirt (Fall 2013 RTW) Net-a-Porter
  • Balmain sheer metallic thread blouse - farfetch
  • Prabal Garung Marble Fox and Mink Fur Coat - Moda Operandi
  • Christian Louboutin Pigalle Follies 100 ‘Crow’ fringed patent leather pumps - Net-a-Porter
  • Balenciaga embellished leather gloves - Net-a-Porter
  • Wolford Forties Tights in black - Wolford
  • NARS Heat Wave lipstick - NARS
submitted by elizabetch_taylor to RepLadies [link] [comments]


2020.10.09 00:24 Leather_Term "Jeffrey in Paris" [- French article]

Translation tool used for English text, so apologies for any errors & please correct any major mistakes in the comments. TIA!
lemondemoderne by Alexis Poulin, October 8, 2020, in France.
Rather than being interested in the latest fashionable series "Emily in Paris", what was the pedophile financier doing in Paris during his stays?
The French names of the little black book of Jeffrey Epstein's contacts are numerous and the accusations against his former partner Jean-Luc Brunel are multiplying, but few names of the guests of the dinners, that the pedophile held on avenue Foch in his apartment Parisian, have been revealed.
Yet the financier spent several months a year in France, often accompanied by Ghislaine Maxwell, his accomplice currently in prison, and his sex slaves, as evidenced by a deposition from Virginia Giuffre.
At the request of Ghislaine Maxwell, Virginia Giuffre was forced to sleep with the owner of a large hotel chain in France, around the date when Naomi Campbell celebrated her birthday there, in the 2000s.
deposition of V. Giuffre image as shown in article
Steve Bannon, Harvey Weinstein, Prince Andrews, former Israeli Prime Minister Ehud Barak, the couple Bill and Melinda Gates all went to Epstein in Paris according to his butler, not to mention many politicians and businessmen.
A strange French association, made up of relatives of Jack Lang, was the only one in France to receive funding from Jeffrey Epstein
A name appeared immediately after the arrest of Epstein, that of Jack Lang, the former minister of culture of François Mitterrand.
Jeffrey Epstein and Jack Lang met several years ago at a dinner held in honor of Woody Allen at the Paris home of the Princess of Bourbon of the Two Sicilies.
“Epstein was a lovely, courteous and pleasant person,” Jack Lang told France Info in August 2019, speaking of a “dating relationship” and adding that he “fell out of the closet learning all these stories”. Jack Lang had also indicated to have invited Epstein to the celebration of the 30 years of the Louvre pyramid, on March 29, 2019, in the presence of his daughter Caroline Lang.
Beyond a dating relationship, the financier seems to have invested in 2018 in an association managed by relatives of Jack Lang.
In recent years, Epstein's non-profit organization, “Gratitude America Ltd. "Invested in a Parisian association: "The Association for the Promotion of National Cultural Policy Conducted in the 80s and 90s of the 20th Century", as well as in two other projects in Europe: a sex clinic in Rome and a company of Lithuanian ballet.
The French association, which has no website and no social media presence, was created in 2018, the year it received $57,897 from Gratitude America.
Jacques Renard, the treasurer, was Deputy Director and Chief of Staff of the Ministry of Culture under Jack Lang in the 1980s and early 1990s, having had a successful career in culture.
Two former employees of Jack Lang are directors of the association, and a current employee of Jack Lang, Fabrice Parsy, is also representative of the group.
Christophe Degruelle, president of the association, is a municipal councilor of Blois and president of Agglopolys. He worked as Lang's chief of staff at the Ministry of Education from 2000 to 2002 and remained an advisor to Jack Lang at the Institut du Monde Arabe.
Sylvie Aubry, florist and former palaces florist (Hotel Meurice et Crillon) is secretary of the association, domiciled at the address of her shop.
It remains to be seen what the object of this cultural association is, and how it may have interested Epstein.
Jeffrey Epstein's back and forth trips to Paris
Epstein's private jet flight records show he has been to Paris frequently in recent years, including before his arrest.
On March 19, 2019, his plane traveled from New York to Paris, then stopped in Nice and Vienna, according to flight logs published by Business Insider.
On April 2, 2019, Epstein's plane flew from Paris to New York, before returning to Paris on April 19. From there, Epstein traveled to Rabat, Morocco for a single day on April 25. He then flew to New York three days later.
His last trip to Paris was on June 14. Epstein's girlfriend Karyna Shuliak was in Paris with him before his return on July 6 when he was arrested at Teterboro airport. The 30-year-old Belarusian was reportedly the last person to speak to Epstein in a recorded phone call from prison.
U.S. authorities investigating Epstein's unreported trips to Europe have sought help from French, Monegasque, Austrian and Moroccan authorities, before canceling those requests following Epstein's suicide.
Slow motion investigation?
Many gray areas remain in the Parisian life of Jeffrey Epstein and French justice began to investigate Epstein in August 2019, after he committed suicide in the United States. The French investigation "focuses on potential crimes against French victims committed on national territory as well as abroad (...) and on perpetrators who are of French nationality", declared the Paris prosecutor Rémy Heitz during of the initiation of the investigation.
Today, Jean-Luc Brunel cannot be found and the authors of French nationality are unknown to the general public.
Yet several survivors of Epstein's trafficking claim to have been raped in Paris.
In a deposition, Juliette Bryant, a 20-year-old model apprentice, said Epstein had used her for years, repeatedly abusing her in her Caribbean island, New York, and including Paris.
A complaint filed by Teala Davies reveals that she was 17 when the financier raped her in 2003 in Paris. Another complaint, from a woman called "Mary Doe" alleges that the trafficker invited her "to stay at his home in Paris before raping her." British model and actress Anouska De Georgiou told NBC that Epstein raped her at his home in Paris, New York and the United States.
So many depositions that could advance the investigation, pending further testimony.
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2020.10.07 14:01 boinabbc 25 New Data Science, Data Engineering and Machine Learning jobs

Job Title Company Location Country Skills
BMW Plant Hams Hall, Birmingham - Quality Data Scientist - 13 Month Placement (July 2021) BMW Hall United Kingdom Machine Learning, Data Mining
Business Intelligence Data Analyst TurnKey Vacation Rentals Austin United States Python, SQL
Senior Data Analyst, Profitability and Margin Analytics Nike Beaverton United States Big Data, Python, Database
Provider Operations Data Analyst Devoted Health Remote Remote Business Intelligence
MINI Plant Oxford - Data Analytics, AI & Machine Learning – 13 months Placement (July 2021) BMW Oxford United Kingdom Machine Learning
Consultant: Statistics and Data Analyst United Nations Development Programme (UNDP)) Remote Remote SQL, Machine Learning, Python
Big Data Engineering Lead - Wallet & Apple Pay - NYC Apple New York United States Big Data, Scala, SQL
Data Analyst, Customer Insights Kaplan Remote Remote SQL, Data Analysis
Digital Data Analyst Great Wolf Lodge Chicago United States SQL
Manager - Big Data Engineering - Wallet & Apple Pay - NYC Apple New York United States SQL, Big Data, Scala
DTC Data Engineer IV The Clorox Company New York United States Database, Python, SQL
Senior Data Engineer KI-Systeme (w/m/d) Deutsche Bahn Frankfurt am Main Germany Machine Learning
Big Data Engineer - Wallet & Apple Pay - NYC Apple New York United States Python, SQL, Scala
Data Engineer U.S. Xpress Enterprises, Inc. Atlanta United States Database, Modeling
Data Analyst/Data Engineer : 20-02678 AKRAYA INC. Seattle United States Tableau, Machine Learning, Python
Data Analyst - SQL, AWS and Dashboards visualization : 20-02426 AKRAYA INC. Seattle United States SQL, Data Visualization
Data Scientist - Lodging Team Hopper Toronto Canada Machine Learning, Tableau
Senior Data Analyst for Sustainability, Group Digital, Ingka Group IKEA Amsterdam Netherlands SQL
AI/ML- Machine Learning Engineer, Siri Search Apple Santa Clara Valley United States Machine Learning, MapReduce
AI/ML- Machine Learning Engineer Apple Seattle United States Machine Learning
Machine Learning Engineer - Home Timeline Twitter Seattle United States Machine Learning
Sr Mgr Engineering - Machine Learning Platform Nordstrom Seattle United States
Staff Data Analyst Cherry Bekaert LLP Cary United States Tableau, Database, SQL
Artificial Intelligence/Machine Learning Engineer - Intern DocuSign Paris (75) France Machine Learning
Alternance - 2 ans - IT Data Analyst (H/F) - Paris 13ème GROUPE BPCE Paris (75) France Matlab, SQL, C#
Hi folks, here are 25 New Data Science, Data Engineering and Machine Learning jobs. Let me know if you have any questions. Cheers!
submitted by boinabbc to hiring [link] [comments]


2020.10.07 14:00 boinabbc 25 New Engineering jobs

Job Title Company Location Country Skills
Big Data Engineering Lead - Wallet & Apple Pay - NYC Apple New York United States Big Data, Scala, SQL
Manager - Big Data Engineering - Wallet & Apple Pay - NYC Apple New York United States SQL, Big Data, Scala
DTC Data Engineer IV The Clorox Company New York United States Database, Python, SQL
Senior Data Engineer KI-Systeme (w/m/d) Deutsche Bahn Frankfurt am Main Germany Machine Learning
Big Data Engineer - Wallet & Apple Pay - NYC Apple New York United States Python, SQL, Scala
Data Engineer U.S. Xpress Enterprises, Inc. Atlanta United States Database, Modeling
AI/ML- Machine Learning Engineer, Siri Search Apple Santa Clara Valley United States Machine Learning, MapReduce
Data Analyst/Data Engineer : 20-02678 AKRAYA INC. Seattle United States Tableau, Machine Learning, Python
AI/ML- Machine Learning Engineer Apple Seattle United States Machine Learning
Machine Learning Engineer - Home Timeline Twitter Seattle United States Machine Learning
Sr Mgr Engineering - Machine Learning Platform Nordstrom Seattle United States
Data Engineer AWS/Kafka Cognizant Amsterdam Netherlands Spark, Java, Kafka
Data Engineer - Kafka Real-time streaming Infra Cognizant Amsterdam Netherlands Spark, Java, Kafka
Machine Learning Engineer - Health ML Twitter New York United States Machine Learning, Scala
Artificial Intelligence/Machine Learning Engineer - Intern DocuSign Paris (75) France Machine Learning
Data Engineer (m/f/d) TUI Belgium Hannover Germany Database
Data Engineer - Investment Bank Robert Walters Sydney NSW Australia Machine Learning, Scala, Databricks
Machine Learning Engineer - CDI Retail/Tech ARMIS Paris (75) France Big Data
Data Engineer Syngenta Durham United States SQL, Big Data
Data Engineer Unisystems Nederland Netherlands ETL, Perl, Data Mining
Lead Machine Learning Engineer (SQL, Python & Linux) (Remote) Grand Rounds Seattle Remote Modeling, Spark, Scala
Sr. Analyst, Data Engineer Tapestry Inc New York United States Database, Scala
Data Engineer JLL Singapore Singapore Scala
Senior Data Engineer Wayfair Berlin Germany Scala, Kafka
Sr Software Data Engineer (Contract) Broadridge Newark United States
Hey everyone, here are 25 New Engineering jobs. Let me know if you have any questions. Cheers!
submitted by boinabbc to EngineerJobs [link] [comments]


2020.10.07 14:00 boinabbc 24 New Data Science, Data Engineering and Machine Learning jobs

Job Title Company Location Country Skills
BMW Plant Hams Hall, Birmingham - Quality Data Scientist - 13 Month Placement (July 2021) BMW Hall United Kingdom Machine Learning, Data Mining
Business Intelligence Data Analyst TurnKey Vacation Rentals Austin United States Python, SQL
Senior Data Analyst, Profitability and Margin Analytics Nike Beaverton United States Big Data, Python, Database
MINI Plant Oxford - Data Analytics, AI & Machine Learning – 13 months Placement (July 2021) BMW Oxford United Kingdom Machine Learning
Provider Operations Data Analyst Devoted Health Remote Remote Business Intelligence
Consultant: Statistics and Data Analyst United Nations Development Programme (UNDP)) Remote Remote SQL, Machine Learning, Python
Data Analyst, Customer Insights Kaplan Remote Remote SQL, Data Analysis
Big Data Engineering Lead - Wallet & Apple Pay - NYC Apple New York United States Big Data, Scala, SQL
Digital Data Analyst Great Wolf Lodge Chicago United States SQL
Manager - Big Data Engineering - Wallet & Apple Pay - NYC Apple New York United States SQL, Big Data, Scala
DTC Data Engineer IV The Clorox Company New York United States Database, Python, SQL
Senior Data Engineer KI-Systeme (w/m/d) Deutsche Bahn Frankfurt am Main Germany Machine Learning
Big Data Engineer - Wallet & Apple Pay - NYC Apple New York United States Python, SQL, Scala
Data Engineer U.S. Xpress Enterprises, Inc. Atlanta United States Database, Modeling
AI/ML- Machine Learning Engineer, Siri Search Apple Santa Clara Valley United States Machine Learning, MapReduce
Senior Data Analyst for Sustainability, Group Digital, Ingka Group IKEA Amsterdam Netherlands SQL
Data Analyst/Data Engineer : 20-02678 AKRAYA INC. Seattle United States Tableau, Machine Learning, Python
Data Analyst - SQL, AWS and Dashboards visualization : 20-02426 AKRAYA INC. Seattle United States SQL, Data Visualization
AI/ML- Machine Learning Engineer Apple Seattle United States Machine Learning
Machine Learning Engineer - Home Timeline Twitter Seattle United States Machine Learning
Data Scientist - Lodging Team Hopper Toronto Canada Machine Learning, Tableau
Staff Data Analyst Cherry Bekaert LLP Cary United States Tableau, Database, SQL
Sr Mgr Engineering - Machine Learning Platform Nordstrom Seattle United States
Alternance - 2 ans - IT Data Analyst (H/F) - Paris 13ème GROUPE BPCE Paris (75) France Matlab, SQL, C#
Hey, here are 24 New Data Science, Data Engineering and Machine Learning jobs. Let me know if you have any questions. Cheers!
submitted by boinabbc to jobhunting [link] [comments]


2020.10.07 13:40 2112trader Investing News Morning Roundup – October 7, 2020

Investing News Morning Roundup – October 7, 2020
Markets has been whip-sawed by comments from President Trump. He tweeted that stimulus negotiations would be suspended but later voiced support for a bill that contained just $1,200 payments for citizens. As is often the case, confusion reigns.
Big Tech uses its dominance to stifle competition and need to be broken up: Democrat House report
The House Antitrust Subcommittee spent 16 months investigating Big Tech and its effect on competition. The full report was released by the Democrat-led committee in the House yesterday. The report describes Apple (AAPL), Facebook (FB), Google (GOOGL) and Amazon (AMZN) as dominant players that use their position to stifle competition and wield monopoly power. The report also criticized enforcement agencies for not working to curb their dominance. “These firms have too much power, and that power must be reined in and subject to appropriate oversight and enforcement,” the 449-page report says. “Our economy and democracy are at stake.” There is not likely to be any legislative action right now, so Big Tech is not likely to suffer in the near-term. But the report makes the likelihood of new laws and regulations restricting Big Tech much more in the next Congress.
Apple to release new iPhone at event next week
Apple (AAPL) has scheduled an event for October 13 where it is expected to unveil the iPhone 12. The announcement of the event included the “Hi, Speed” message indicating the new 5G handset, as expected. The event is slated to begin at 10am PDT on the 13th. Apple is expected to present four new models, all with OLED screens: a 5.4-inch (iPhone 12 Mini) and 6.1-inch model (iPhone 12) with lower-end specs and 6.1-inch (iPhone 12 Pro) and 6.7-inch (iPhone 12 Pro Max) models with high-end specs. The new Pro screen is larger than the 6.5-inch screen on the last Pro. Also, “mini” will be included in an iPhone title for the first time.
GE receives a “Wells notice” from the SEC over its accounting practices
General Electric (GE) received a Wells notice from the SEC related to accounting of reserves at its insurance business that it has been trying to wind down for years. A Wells notice is a letter from the SEC recommending enforcement action against the recipient. The company receiving the letter is then given a chance to argue why the enforcement action should not be taken against it. The idea is to limit the time any investigation will take, if possible. The SEC and Justice Department have been investigating GE’s accounting practices related to insurance for the last 2 years. Employees of GE’s insurance unit described lax oversight and a failure to appreciate how much additional reserves would be required. The arrival of a Wells notice is never good for a stock and GE fell almost 4% yesterday on the news.
Microsoft and Wells Fargo receive inquiry from Justice Dept over black employees hiring pledge
The US Justice Department has sent a letter of inquiry to both Microsoft (MSFT) and Wells Fargo (WFC) over its pledge to hire more black employees. Both companies pledged to add more black employees to its management ranks. The federal office that oversees federal contracts wants to know if the companies’ initiatives violate federal antidiscrimination laws. In a Sept. 29 letter to Microsoft, Craig Leen, director of the Office of Federal Contract Compliance Programs, said this initiative “appears to imply that employment action may be taken on the basis of race…contractors must not engage in discriminatory practices in meeting these goals.”
JP Morgan to push clients towards Paris Accord goals
While the US is out of the Paris Climate Accord JP Morgan (JPM) is all in. The bank will use its significant weight to push clients to align with the goals of the Paris Accord. The bank will also work towards net-zero carbon emissions by 2050. JP Morgan will argue with clients that aligning with the Paris Accord goals will attract more capital from investors and reduce the risk of becoming outdated. Protestors have called for years for JP Morgan to use its power with clients and it seems Jamie Dimon has finally heard them.
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2020.10.05 14:41 Ctoea Kaiserreich: The Cold War. Ep.4. Down with Little Brother (Union of Britain and Ireland)

After their invasion to Normandy in 1945, the Brittish Forces , alongside canadian troops, won many battles against germans and anti-socialist french. Caen, Rouen, Rennes and eventualy, Paris were recaptured by the allied forces and The Republican Air Forces (RAF). Even tough the U.B have been beaten by the germans on land, they have shown that they are not as invincible as many would think.
In fact in december 13th 1945, the allied forces entered the german heartland. The General Staff of Germany knew they had to do something and they came with an idea. A blitzkrieg named the battle of Baden or the battle of The German Defense. Using their last resources they almost encircled some brittish soldiers. They sent a letter to sureender. But the officer replied with a letter saying "EAT SHIT".
Tommorow, the american troops led by Paton freed them and destroyed the last german attempt to turn again the tables. Months later, in May 1946, the German Empire collapsed. The chairman of Union of Britain, Oswald Mosley had declared that this is "the triumph of the proletariat over the burgeois slavers".
The problem was that no one had any idea what would become of the brittish isles.
After the west peace conference in Milan, Britain was gifted Ireland and 100.000 ships from the now-disbanded Kriegsmarine. The TUC was more than happy for this gain as they believed Ireland was rightful territory of Britannia. But, of course, there were many Irish nationalists who refused to surrender their freedom to London. And just like France in the 20s,there was a witch hunt for any irish who breathed indepedence. And they continued that policy on. Collins, the only irish president, was executed by a firery squad on 1940 after thevBrittish took the island. As were the former goverment. Those that escaped fled to Canada, where they smugled anti-socialist propaganda in the isles through black market and defecting routes.
While this happened, Mosley and the new General Secretary Harry Pollitt decided to remake the isles.
Tough the newly named Union of Britain and Ireland had come out victorius after the WK II, it was politically weak. Its infrastructure was destroyed and industry was still in a bad shape. And also it was also predominaly rural because of many taking refuge to the countryside because of WK bombings.
Mosley introduced a plan of 3 years to increase industry in the same model as France and CSA in the hopes of reaching the pre-war production level . The problem was with a decreased population whose urban ones had few civillian factories that are still working , wasn't enough for the industry to grow. So Mosley decided to use foreign aid from the CSA.
By 1955, the TUC had to pay huge debts to CSA. Some of them reaching a toll of 5000000 CSD. So Mosley and others need to come up with solution. It was decided to modernise the countryside. The rural Britain was traditional. With socieity still carying old traditions and many of the grain was produced was kept by the peasants. Mosley and his goverment would change that.
First they made some major reforms like colectivization (which confiscates land once distributed, now confiscated and given to the state) and economization (which makes the national economy run by the state itself). Second they decided to introduce a plan of five years in 1958. The plan would be known as "The new future". It was designed to produce more steel in rural ovens and produce more grain.
In the foreign policy, Mosley did not improve it. He was vocally criticizing Sinclair's antagonization of Reed. He said: "Sane men do not spit their comrades. They spit their opponents". The socialist bloc agreed , since Reed was seen by all socialists as a worthy succesor of Karl Marx. But the relations with Socialist Republic of Germany is better than CSA. In 1957, the german chairman Adolf Dethmann visited the country 3 times and established with Mosley a permanent friendship pact, overshadowed by the newly made Syndintern (streghtening the milotary ties between CSA and its puppets in europe).
In internal domestic policies , the situation is actualy going smoothly. The infrasrructre was rebuilt from scratch, the economy was upwards again and all the workers were given new insurances. Als, all the brits have become fully brainwa- i mean, acostumed to the policies of TUC. Many began to even call Mosley "the glorious leader" to his promises made and executed. But the good times lasted for a while, because of the five-year plan. Remember the " new future" Here are some of its policies (and issues).
  1. The workers were supposed to be given enough food regardless of gow much work he or she had done. But giving food freely without limited proportion meant that the stockpile became low in just 3 months.
  2. Many people were sent to few factories, which led to overcrowding. Also, many were not feeling the sentiment or had the experience to work in such huge crowds and many just sat there. 3.the reason why was because the TUC wanted to be produced 10 mil. tons of steel annually. Now, noone knew what to do with all of that steel. And much of it was left to rust 4.The farmers were encouraged in having fun by scaring and shooting crows, preventing them to eat the regional administcrops. However, with no crows, crop-eating insects and vermins had grown in number.
  3. Many people who moved to the countryside during the war, were stationed in cities and caused a shortage on the farms.
  4. The seeds were also planted 5 feet or 1.5 meters deep into the soil. And this stoped the grain to grow.
Mosley did not want to scale back the new future. One of the reasons was because he feared that his opponents may use this as a tool against him. And he ordered purges to anyone who criticize his plan. With this threat on their heads, many regional administrators began to support the plan more keenly than before. And as the grain started to decline in production it was still ordered to deliver the larger portion to urban areas and the rural ones are given reduced rations or worse, nothing at all. And those who failed are refused to be given and, well, you can see what happened.
Starvation began to hit hard in 1961 after massive floodings in spring and many starved to death. Some ate horses, cats, dogs, birds even trees. And after these ran out they became cannibals and murdered to feed their hunger. Despite the famine, Mosley still exported grain worldwide while keeping foreigners outside out of fear of his plans being exposed. What plans .
Well, the new future was not just a plan of increasing production. It was also a cover-up for somerhing else. More imporetant to Mosley. The real intemtion was the mining for uranium. Thats right, Mosley wants to create his own nuclear arsenal. Way back in 1953, all the nations from the Socialist Bloc signed a treaty which prohibits any other nation other than CSA and Mexico to produce nukes. Mosley's response was like "Oh, f*** Reed". And so, Mosley tought that if he cant have nukes of his own then he will make them in secret.
And so he began mining for uranium while using the excuse of just mining more iron. And you know who will mine the uranium.
Former. Rich. Farmers.
They had been confiscated of their lands since 1930. But Mosley saw them as an opportunity. He made a deal that if they mined uranium, they will be given their land back by how much they worked. This was obviously a lie. But the farmers did not know about this until in 1960, after they began to starve too and many died working without pause. As many began to be dellusioned, many would stop working. And even bagan protesting.
But it was in 1961 that would change everything. On 21th of September, after the rumours that the farmers and worked would not eat anything, they had enough and began to protest.
Now what would the workers do when their goverment stops caring about them and let them die in a famine. Riots, of course. And riots they did. Thousands of starving peasants and workers rose up in defiance in a period known as the Burgeois Revolt. It began with a big bang. Northern cities were falling to rioters and irish partisans, their chance, they took Dublin and southern Ireland. But the latter got imediatly crushed by a bigger garrison. In London, the workers have begun revolting and many factorieas were seized, peasants killed administrators.
But that lasted until 2 months ehen martial law was declared. Soldiers began to overrun the countryside. They burned buildiings and killed rebels like it was a 60s version of The Purge. This was also the case in Birmingham, where citizens were attacked with bullets and chemical gas in factories. Others were drowned in the river and many more were set on fire. By the time the Brittish Army left Birmingham on the 13th of November, there was no Birmingham left. Its estimated that between 20.000 and 38.000 were killed in the Birmingham Massacre.
On the 10th of December 1961, the last rebel forces in U.B were gone. The casualties of the New Future and Burgeois Revolt were estimated by T.U.C to be around 10.000. While in fact it was around 3 million people dead of starvation and execution. While 4 millon defected. 30% of the Population of Britain died in just 4 years.
Mosley was blamed for this disaster by many in the Labour Unions. He was still the Chairman but he lost his position of Secretary and many postions were shifted to other people. The plan was scaled back. People were given land back and the new motivations were to give the people a new purpose to work hard.
But this is a beginning for a dark period for the Union of Britain.
You think now that millions of people died, Mosley would resign in obscurity. But like the big gamer that he is, he decided to start again. Mosley now needed to remake his image into a popular hero, especially now since he is getting older and also suffered of bladder stones so his energy is draining. But first, he needed a scapegoat for tje disasters in the 50s, and he had one. He blamed the burgeois (the 2% of the population) that they want to backstab the revolution and that Mosley is the real friend of the proletariat. And many old brittish support him as they still see him as the man who saved U.B. Many fans of him reffer to him as "Mosley the Maker" because his will alone managed to save Britain from a german power and bring back the glories from the Golden Era of Victoria. Some even called him the "Big Brother" (see if you can spot the referrence). And he decided to show the people that he is truly a destined leader. He was aledgedly a great runner and in 1966, he wanted to demonstrate this by running a 260km or 162 miles distance in just 17 minutes. I say "aledgedly" because many people in Canada and PSA theorized that he used some extensions and devices to make himself faster.
But the result was the same. Many brits would later tell that by seeing how fast Mosley is , they would want to serve him with all their hearts. And that did the trick. Many young people began to praise their "Big Brother" to godly levels. Mosley created a paramilitary group called "The Young Guard". A group of fanatic youths between ages of 12 and 19. Their mission is to purge the U.B of the old. Old traditions, customs, religions, ideology and culture. And basically, anyone who disagreed with Maximist ideals. With Mosley and T.U.C's blessings, the Young Guard caused havoc and chaos everywhere they went. London, Edinburgh, Liverpool, Glasgow, Swansea, York. Everywhere they go there was nowhere to hide. The 1966 Revolution had begun. The idea of the revolution was to destroy all the iconic monuments of the U.K and rewrite the history based by Mosley's teachings, like the red journal that he made ( which became an iconic object of this Cultural Revolution). The youth destroyed many statues, inclufing the one of Queen Victoria. The Royal Graves were raided for 4 months. Streets were renamed. And they tortured anyone qho disagreed with Maximist ideals which were made into pamphlets and painted in grafitti. And the flag was changed into the Union Jack with black,white and red collours and with the Maximist Symbol. The Youth Guard did not last. Because their leaders, Sid French, Margaret Amosu and Vid Allen and Barbara Castle (also known as the Four Ringleaders) decided to stage a coup to gain more power for themselves. But with the help of spies and in-fighting between the Guard, the coup failed and the leaders were executed shortly after.
But historians believe that the revolution ended in 1973, when Mosley suddenly died under a opperation. Many gathered for his funeral and some were crushed due to overcrowding. A final killing beyond the grave. The revolution ended with 1,500,000 deaths. Many more defected in a event know as the Great Migration.(as i talked about it in my Canada episode)
The new chairman, Reginald Birch (yes just like the character) was a moderate through and trough. He condemned the Cultural Revolution as a result of corruption, he redistributed land, rebuilt former monumeents (except for statues) and gave pardon to any family whose members were tortured by the Guard.
Now you may ask? Why did Mosley chose this guy as his succesor? Well, its like i said. Mosley suffered of bladder stones, so he became more depedent of his inner circle. And many of his inner circle chhose Reg as he is seen as a potential puppet for the T.U.C hardliners. But that was fake. Reg pretented to be a puppet only as a means of becoming the leader . After all, its better to accept orders and keep the positions than to refuse orders. When Reg came to power in 1974 , he ordered a purge to all Mosleists and made Mosleism as a dangerous ideology , but ironically he did not dennounce Mosley himself and kept his cult of personality. Because with the position of chairman, he became a godly figure. And why should he let it go. In the end as time move forward, Reg acted more and more like a demagogic despot. Anyone who criticized the labour union were put to death. The secret police ,"Unionist Tought Police" or UTP, persecuted anyone who was considered a spy. Many history documents were erased or edited to fit with the T.U.C. ideology. Reg became exactly like Mosley. A tyrant who made himself into a false god who does not tolerate opposition. And in economic policy, its worse. After the 1966 Revolution, many of the farmers that were democratic sympathisers were ousted from their lands and those that remained had less land. The rest were given to Maximist loyalist who were incompotent. This had a bad impact in the Brittish economy. Food became scarce, price skyrocketed and farmers had less produces to spend on cash. Worse, Reg ( who was also nicknamed by critics the Little Brother) involved his military in the second Mitleafrika Civil War (which i will not talk about in this episode). Moreover many veterans were now broke . And as the country go deep into debt, it made the elite react in the worst way possible. Printing money to pay their veterans. Now, if you have any knowledge about economics, printing money doesnt mean you have more money. It makes the currency losing its value. And it reached a period of hyperinflation.To give you a perspective, 1 USD equaled 3 pounds in 1973. In 1982, 1 USD= 3,700,000 pounds. And so the U.B is now a war shattered nation with an economy nearly collapsed. And T.U.C began to take the remaining food from the people to feed its members. In february 1987, after the execution of 30 workers, the students decided that enough is enough and they did only one thing they could do. They trashed the place. Looting,Raiding, it was like 1961 all over again. This resulted in March days, where 30 londoners were massacred. But many peasants and workers saw the bravery and they knew the injustices that were made upon them. And they began to join in protests. Many waved flags of the union jack, and others carried slogans like "Down with Little Brother" and "God Save the Queen". If this was not enough, the military, the sailors and RAF pilots ,who were also satrving and the formers were tired of shooting their fellow countrymen, have mutineed. Workers and Peasants protesting against you is already enough. But if the military turns against you, your time's up. And Reg had tried to fled the city but it happened. One of the TUC members, Gerry Gable, shot Reginald with a hand gun. Gerry then went to the balcony and made a sppech iwhich he announced that he killed the former chairman and that he will take charge.
"I hereby announce that I, Gerald Gable, will take the new position of president of Britain from the madman that i shot with no regrets. I solomnely swear that i will make everything in my power to remake this country. [...] The Union of Britain and Ireland is gone. The United State of Britain and Ireland is born".
The people cheered of this news and their leaders decided of destroying everything that was from the 60s and 70s. Even a gigantic statue of Mosley and Reg was taken down and its bronze was used for a new monument dedicated for the 1987 revolution.
In 1989, elections were happening for the first time and non-TUC members were allowed to run. And the winner is the leader of the new monarchist party, Paul Burell. He was a deep admirer of the Royal house of Windsor and he began a propaganda documentary in which explains that the only way U.B can become prosperous again is for the monarchy, in Paul's words, " to return to its righful home". And this was not a real xhalenge because, here is the thing. When U.B was totalist, many people listened in secret on the Free Radio, the speeche of the queen and they listened to many arguments about the monarchy's cause. And many were intrested since they couldnt go outside as the only way out was blocked by the army in 1970.
In 1990, Paul held a referendum to restore its monarchy. And over 90% voted yes and 89% turned out. Sounds legit. And the referendum struck everyone out of the blue. Those who immigrated to Canada were overwhelmed. This means that they could go home again and reunite with their families. Then, in the same year, the Queen stepped on the land of her predecessors for the first time, alongside her eldest son, Charles and his wife, Diana. She was greeted by hundreds of brittish. And in Ireland (which was in many open revolts between the 70s and 80s), the Queen was also greeted with warmth and even shook hands with its local officials. And so, the United Kingdom of Britain and Ireland was reborn after 55 years of socialist rule. And on the Buckingham Palace, on the balcony, people saluted their new Queen Elizabeth II, prince Philip,crown prince and princess, and the rest of the royal family, including princes William and Harry.
But now here would come the hard part. As Elizabeth is the new sovereign and Gable the prime minister, there are old problems that need to be solved. The economy is bad, poverty is still a thing and many syndies and communists gain popularity. But Elizabeth will cling on her throne like a barnacle as she is, by the grace of God, the Queen Sovereign of United Kingdom of Great Britain and Ireland and Sovereign of the Commonwealth realm.
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